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Ian Callaway

Ian Callaway, PhD(c), RHU, CEA, CFI, MFA-P, CFE, EPC, is a strategic insurance analyst with four decades of experience. In addition to his insurance practice, he has been retained by defense and plaintiff counsel to provide insurance litigation services.

What happens if you don’t recommend disability insurance?

Advisors have a duty of care beyond the quality of their advice — timing and communication matter

By Ian Callaway |May 21, 2026

4 min read