RRSP

RRSP, TFSA, or debt repayment?

The number one question Canadians are asking this RRSP season is whether to pay down debt before contributing to their long-term savings, says Jamie Golombek, CIBC's managing director of tax and estate planning.

By Staff |February 25, 2013

2 min read

Industry

5 common RRSP pitfalls

RRSPs benefit your clients, but they can also come with financial pitfalls.

By Staff |February 22, 2013

1 min read

Industry

Canadians prefer mutual funds in RRSPs

Despite the wide range of investment options currently available to Canadians, mutual funds remain the core investment choice for Registered Retirement Savings Plans (RRSPs), shows a study by BMO Financial. The poll finds that 72% of the participants with RRSPs hold mutual funds within their plan, and that mutual funds account for almost a third […]

By Staff |February 21, 2013

2 min read

Industry

RBC debunks 4 (more) RRSP myths

Most people start saving for retirement in their 30s, but there are myths holding them back from RRSP contribution.

By Staff |February 20, 2013

2 min read

3 common misconceptions about RRSPs

The majority of Canadians (60%) who will contribute to their RRSP this year will do so in the next two weeks, says TD, and many will leave it right down to the wire for the March 1 deadline. “Making regular contributions throughout the year, every year, is the most effective way to grow your retirement […]

By Staff |February 19, 2013

2 min read

Canadians relying on RRSPs for retirement income

The RRSP contribution deadline is just four weeks away. Have your clients maxed out their contributions? Likely not. While 65% of Canadians say RRSPs will be their main source of retirement income, 49% don’t plan to contribute this tax season, finds a Scotiabank poll. Read: OAS change won’t disrupt retirement plans “It is a bit […]

By Staff |February 5, 2013

2 min read

RRSP essentials and strategies

After 55 years, you would think that the basic idea behind RRSPs would be ingrained in Canadians' minds. Judging by the fact that only a quarter of eligible tax filers made a contribution, they might not even know enough.

6 min read

RRSP

RRSP, TFSA, or debt repayment?

5 common RRSP pitfalls

Canadians prefer mutual funds in RRSPs

RBC debunks 4 (more) RRSP myths

3 common misconceptions about RRSPs

Your clients won’t meet 2013 retirement goals: CIBC

RRSPs are more than tax tools

Canadians relying on RRSPs for retirement income

RRSP essentials and strategies

RRSPs can be a tax burden