Life insurance

Life

When a co-owner dies

How to get the funds to buy out deceased partner's shares

By Chris Ireland |November 6, 2011

3 min read

Life

Use charitable life insurance to trigger a tax receipt

Life insurance is an appropriate tool to generate funds for charities and to enjoy significant tax benefits both in life and death.

September 19, 2011

3 min read

Life

Four ways to tailor life insurance for wealthy clients

Wealth brings its own set of problems, among them large tax bills and uncertain wealth transfer upon death. Even if your wealthy clients don’t like to talk about dying, you can reframe the conversation to be about legacy.

September 1, 2011

2 min read

Life

Above and Beyond

Would the law go so far as to impose an obligation on an advisor to seek out and advise a beneficiary of a right to pay a premium on a lapsed policy? I don’t know, but if I were an advisor encountering a potential lapse situation, I’d have Compliance on speed dial.

August 1, 2011

3 min read

Stamp of Approval

Even if an insured answers all the health questions accurately at the time of application, a material health change could occur between the application date and the time the insured signed the good health declaration. So it’s vital the declaration be completed accurately and with the same diligence used in completing the application.

By Eli Wahby |August 1, 2011

5 min read

Growing into your life insurance

Did you know that the consumer advice articles like "Tips on Saving Money on Your Life Insurance" are extremely short-sighted? All they really do is advocate "save money and only buy the amount of term life insurance you need."

2 min read

Sun Life targets mid-size U.S. companies

The U.S. subsidiary of Sun Life Financial is continuing its expansion and repositioning in a market that has undergone several upheavals in the last two years. Medium-sized companies—those with around 3,000 employees—and smaller companies are the clients of choice for Sun Life in the U.S. This is one of the strategies implemented by Westley Thompson, […]

2 min read

The value of insuring children

Selling children's life insurance is a touchy subject for some advisors while it's a 'no brainer' for others. Just as the "I don’t believe in life insurance" objection usually means that the objector needs to have some myths or misconceptions cleared up about life insurance, the same is true for advisors who find insuring children an unpalatable subject.

3 min read

The Co-operators offers online term life quotes

The Co-operators has launched an online quoting system for term life insurance through its corporate website. The company already offers online quotes for auto and home insurance. “The Co-operators vision is to provide Canadians with the financial security products and services they need, when they need them and however they wish to buy them,” said […]

By Staff |January 12, 2011

1 min read