Retirement

Retirement income worries Canadians Fallback Image Decorative pattern

Industry

Retirement income worries Canadians

Ongoing market volatility and global unrest continue to leave Canadians feeling unsettled about retirement, according to the most recent results of the Russell Financial Health Index. The second quarter reading of the online tool shows financial health has declined to the lowest level since inception in late 2008. The main retirement concerns for Canadians include […]

By Vikram Barhat |August 2, 2011

2 min read

Building wealth with IPPs Fallback Image Decorative pattern

Industry

Building wealth with IPPs

An individual pension plan can be an effective vehicle for funding a business owner's retirement and minimizing their personal taxes. It can also play a part in corporate tax planning. And yet it remains something of a rarity in Canada.

By Al Emid |July 26, 2011

4 min read

Key risks to retirement income – Part 1 Fallback Image Decorative pattern

Market Insights

Key risks to retirement income – Part 1

The debt crisis in Europe, slowing growth around the world, uncertainty surrounding the U.S. deficit – I think we can all agree that there are plenty of client questions out there to keep us busy. In all parts of life, there are things that we can control and there are things that we can not, and financial planning is no different. Showing your clients how to differentiate between the two helps move the conversation from questions to solutions.

By Peter Drake |July 22, 2011

6 min read

Retirees better budgeters: CIBC Fallback Image Decorative pattern

Industry

Retirees better budgeters: CIBC

Living on a fixed income has taught Canadian retirees a valuable lesson on the importance of budgeting, according to a Harris-Decima poll commissioned by CIBC. Two-thirds of retirees said they have a budget in place and use it to track their monthly spending, slightly ahead of the 60% of all other Canadians. But where retirees […]

By Staff |July 20, 2011

2 min read