Retirement

Living Benefits

How to use IPPs

IPPs are still an effective way to defer tax, and incentivize employees

By John Lorinc |July 27, 2012

1 min read

Industry

Majority of retirees carry debt: CIBC

More than half (60%) of retired Canadians continue to hold debt, finds a CIBC poll. Retired Canadians hold less debt than those currently working, but they’re less likely to be accelerating debt repayment. “Their debt could be stagnant and may end up costing them more in interest over a longer period of time,” says Christina […]

By Staff |July 23, 2012

1 min read

Living Benefits

Advantage IPP

Individual pension plans: a potent source of retirement income

By Maureen Glenn |July 23, 2012

7 min read

Industry

Retirement planning reloaded

A fiendish array of forces is conspiring against boomers’ retirement planning efforts.

By Staff |July 5, 2012

2 min read

Rescue overspending retirees

Once you've guided clients into retirement, you have to make sure they don't outlive their money. Yet retirees who grew up during the Depression may spend frivolously in response to a lifetime of penny pinching.

4 min read

Clients unprepared for long-term care: CLHIA

Three quarters of Canadians admit their financial plans don’t account for long-term care, and 55% believe government programs cover the majority of those costs, according to the Canadian Life and Health Insurance Association. That’s not the case. It will cost $1.2 trillion for Canada to provide long-term care to baby boomers, and current government programs […]

2 min read

Why wills are not enough

Your clients are living longer. And, as a result, are more likely to face complex health issues. While they may have a will, it’s crucial to remind them that it won’t cover potential incapacity and all health issues. Read: Don’t assume your client has a will The number of seniors aged 65 and over increased […]

By Staff |June 25, 2012

2 min read

CARP’s OAS stand ignores economics

CARP appears to be getting little industry support in its resistance to the federal government’s raising OAS eligibility from age 65 to age 67. In an open letter to MPs, CARP asked to separate OAS changes from the rest of the Budget, demanding a wider debate on the issue. “CARP members would be shattered to […]

3 min read

Retirement

How to use IPPs

Majority of retirees carry debt: CIBC

Advantage IPP

Retirement planning reloaded

Help a retiree who doesn’t spend

Rescue overspending retirees

Clients unprepared for long-term care: CLHIA

Why wills are not enough

Canadians have better retirement prospects than Americans

CARP’s OAS stand ignores economics