Disability

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Living Benefits

Disability coverage

Clearing the DI sales hurdle Disability insurance isn’t the sexiest or most lucrative offering in an insurance advisor’s lineup. The policies have a lot of moving parts, clauses and conditions, a lot of clients are already insured and there are no large ticket sales if you’re selling to the average middle class client. But DI […]

By Staff |February 27, 2012

2 min read

Sid the Kid holds $20 million DI policy Fallback Image Decorative pattern

Industry

Sid the Kid holds $20 million DI policy

Imagine being forced into early retirement due to bodily injury—at the age of 24. For most Canadians, this would be a nightmare scenario, as few have disability insurance at that age, let alone for a sufficient amount to last them the rest of their lives.

By Staff |February 8, 2012

2 min read

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Planning and Advice

Planning for disabilities

Provincial coverage varies. In Ontario, for example, the province covers 75% of significant equipment costs, which could include wheelchairs, orthopaedic braces and breathing aids.

By Christopher Mason |February 1, 2012

6 min read

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Industry

DI discussion checklist

Do your clients have adequate protection in the event they become ill and unable to work? If not, now may be the time to initiate a discussion with them about owning an individual disability insurance policy. Let them know where their coverage may be lacking if they are part of a group policy.

By Staff |November 23, 2011

3 min read