Planning and Advice

Debt’s not a dirty word Fallback Image Decorative pattern

Planning and Advice

Debt’s not a dirty word

Over the last nine years, I think I’ve become pretty effective at getting my point across with my clients when I talk about debt. However, it has become somewhat automatic for me. I have no problem starting the debt conversation with anyone, really. In fact, I find it a difficult conversation NOT to have. I […]

|January 21, 2010

8 min read

Selective disclosure Fallback Image Decorative pattern

Planning and Advice

Selective disclosure

Although the evidence is far from conclusive or unanimous, there are many experts who believe markets are highly efficient and certainly efficient enough that it does not make sense to try to exploit whatever mispricings might still exist. For them, fundamental and technical analysis, market timing and similar methods seem nearly useless. Although it is […]

By John De Goey |January 19, 2010

4 min read

LaValley: Understanding how clients think and act Fallback Image Decorative pattern

Planning and Advice

LaValley: Understanding how clients think and act

Regular readers of this space know that people don’t always behave rationally or respond to logic because of the overriding influence that emotion has on how we think and act. It is the emotional intangibles that make communication more complex than it needs to be. If our brains operated as simple calculators producing results based […]

By Barry LaValley |January 11, 2010

6 min read

Repairing the distribution system Fallback Image Decorative pattern

Planning and Advice

Repairing the distribution system

Many of us will take time in the new year to reflect what’s in front of us and the year just past – and I suspect a common refrain will be “thank heavens that’s behind us.” It’s human nature to minimize uncomfortable events and instead look forward with optimism to better times. But, in 2010, […]

By Chuck Grace |January 1, 2010

6 min read