<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//advisor.ca/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-expected-to-post-respectable-growth-while-u-s-sputters/</loc>
		<lastmod>2002-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-accounting-student-wins-aimr-9-11-scholarship/</loc>
		<lastmod>2002-09-20T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-advisors-felt-internal-squeeze-on-profitability-in-2001/</loc>
		<lastmod>2002-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-advisors-felt-internal-squeeze-on-profitability-in-200/</loc>
		<lastmod>2002-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fed-holds-steady-on-interest-rates/</loc>
		<lastmod>2002-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-advisors-felt-internal-squeeze-on-profitability-in-2001-2/</loc>
		<lastmod>2002-09-25T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/taking-care-of-business-canadian-advisors-from-coast-to-coast-talk-shop/</loc>
		<lastmod>2002-09-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/portrait-of-a-canadian-advisor-first-annual-dollars-sense-survey/</loc>
		<lastmod>2002-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/caifa-conference-update-romanow-healthcare-report-called/</loc>
		<lastmod>2002-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/caifa-conference-update-find-the-right-frequency-marketing-expert-says/</loc>
		<lastmod>2002-10-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/corporate-ethics-focus-provides-new-opportunity-for-social-investing-says-ethical-funds-exec/</loc>
		<lastmod>2002-10-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/are-your-business-owner-clients-looking-to-attract-key-employees/</loc>
		<lastmod>2002-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/should-investors-keep-aerospace-stocks-on-the-radar-screen/</loc>
		<lastmod>2002-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-government-wants-to-beef-up-the-enforcement-powers-of-the-osc/</loc>
		<lastmod>2002-10-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/prescription-for-health-healthcare-financial-planning-solutions-for-canadians/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/few-clients-save-for-a-sick-day-says-survey-of-canadian-advisors/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/put-values-first/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-outflows-reach-1-1-billion-in-october-investors-ignoring-market-rally/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ottawa-adjusts-personal-tax-brackets-to-account-for-inflation/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpa-announces-new-president-changes-membership-structure/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpa-announces-new-president-changes-membership-structure-2/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/find-the-road-to/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-government-under-fire-over-proposed-pension-surplus-changes/</loc>
		<lastmod>2002-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rockwater-buys-yorktons-private-client-business/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/financial-planning-starting-at-a-young-age-survey-finds/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-down-investment-income-up-in-2001-statscan/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/prescription-for-health-healthcare-financial-planning-solutions-for-canadians-2/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-pension-assets-broke-through-half-a-trillion-dollars-in-2002/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/automated-securities-trading-to-save-140-million-annually-study-concludes/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadians-took-up-less-rrsp-room-in-2001/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/new-committee-should-have-final-say-on-improving-securities-regulation-mackay-says/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/can-drug-stocks-cure-a-bad-case-of-bear-marketitis-courtesy-of-talvest-fund-management/</loc>
		<lastmod>2002-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/glimpse-the-future-of-advice-business-at-advisor-forum-in-halifax/</loc>
		<lastmod>2002-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-wanted-committee-members-key-to-latest-securities-initiative/</loc>
		<lastmod>2002-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/charitable-givers-canadians-donated-more-to-charities-in-2001/</loc>
		<lastmod>2002-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-calls-for-new-rcmp-unit-to-police-markets/</loc>
		<lastmod>2002-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/springboard-to-success-an-advisory-board-can-be-key-to-building-a-better-practice/</loc>
		<lastmod>2002-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/financial-services-network-seen-as-alternative-to-national-securities-regulator/</loc>
		<lastmod>2002-11-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/the-calm-after-the-advocis-storm-on-talvest-town-hall/</loc>
		<lastmod>2002-11-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/compliance-check-the-sky-is-the-limit/</loc>
		<lastmod>2002-11-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2002/11/aenov2002_200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-life-foreign-currency-conference-call/</loc>
		<lastmod>2002-11-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/new-cfp-only-membership-association-generating/</loc>
		<lastmod>2002-11-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/foreign-investors-spurned-canada-while-markets-struggled-in-september/</loc>
		<lastmod>2002-11-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-contribution-levels-expected-to-remain-steady-despite-stock-slide/</loc>
		<lastmod>2002-11-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-not-cashing-in-on-mutual-funds-gains-report-says/</loc>
		<lastmod>2002-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-marketing-gift-that-keeps-on-giving/</loc>
		<lastmod>2002-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/your-guide-to-outstanding-client-gifts-that-will-make-you-stand-out/</loc>
		<lastmod>2002-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-government-freezes-proposed-pension-surplus-rules/</loc>
		<lastmod>2002-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-funds-to-lose-asset-share-to-alternative-products-managed-accounts/</loc>
		<lastmod>2002-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/romanow-says-medicare-system-needs-an-extra-15-billion-from-ottawa/</loc>
		<lastmod>2002-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/become-a-one-stop-shop/</loc>
		<lastmod>2002-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/despite-romanows-optimism-advisors-recommend/</loc>
		<lastmod>2002-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/romanows-vision-of-healthcare-challenged/</loc>
		<lastmod>2002-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/a-time-for-reflection-in-the-talvest-town-hall/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/financial-consumer-complaint-service-officially-launched/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investor-behaviour-a-roller-coaster-of-emotions/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/romanow-report-viewed-as-positive-for-pension-plan-sponsors/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/caifa-cafp-to-amalgamate-via-special-act-of-parliament/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/commons-finance-committee-calls-for-higher-rrsp-rpp-limits/</loc>
		<lastmod>2002-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-amazing-true-story-of-one-of-historys-most-extraordinary-con-men-courtesy-of-mackenzie-financial/</loc>
		<lastmod>2002-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/william-watson-to-canadians-dont-hold-your-breath-for-a-euro-style-monetary-union-courtesy-of-mackenzie-financial/</loc>
		<lastmod>2002-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/kirby-takes-romanow-to-task-over/</loc>
		<lastmod>2002-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sarbanes-oxley-reforms-could-be-modified-pension-cio/</loc>
		<lastmod>2002-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/grow-your-business-with-socially-responsible-investing-sri/</loc>
		<lastmod>2002-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cautious-bank-of-canada-keeps-overnight-rate-in-holding-pattern/</loc>
		<lastmod>2002-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/discover-your-niche/</loc>
		<lastmod>2002-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/find-international-planning-opportunities-at-advisor-forum-montreal-trouver-des-occasions-de-planification-internationales-au-forum-des-conseillers-montreal/</loc>
		<lastmod>2002-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sales-slip-again-in-november/</loc>
		<lastmod>2002-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tapping-into-the-hnw/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-prospect-conversion/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/do-your-clients-want-to-make-the-most-of-their-spousal-rrsps/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/retiring-clients-trying-to-choose-between-rrifs-and-annuities/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/take-stress-out-of-rrsp-season-in-decembers-advisors-edge/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/romanow-report-falls-short-on-pharmacare-and-home-care-kirby-says/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mackenzie-financial-voted-top-fund-company-of-2002-by-canadian-advisors/</loc>
		<lastmod>2002-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/javasky-and-mackenzie-financial-win-top-honours-at-2002-canadian-investment-awards/</loc>
		<lastmod>2002-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-optimistic-ottawa-will-raise-rrsp-limits/</loc>
		<lastmod>2002-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-join-debate-about-romanow-recommendations-in-talvest-town-hall/</loc>
		<lastmod>2002-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/costello-not-in-the-financial-advice-business-lawyer-argues/</loc>
		<lastmod>2002-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manulife-eyes-canada-life-for-massive-merger/</loc>
		<lastmod>2002-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manulife-has-urge-to-merge-with-canada-life/</loc>
		<lastmod>2002-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-government-passes-tougher-securities-laws/</loc>
		<lastmod>2002-12-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/standing-pat-fed-holds-interest-rate-steady-at-1-25/</loc>
		<lastmod>2002-12-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-advisors-join-petition-campaign-over-mfda-start-up-costs/</loc>
		<lastmod>2002-12-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-ida-welcome-proposed-increase-to-rrsp-limits-as-first-step/</loc>
		<lastmod>2002-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manitoba-at-centre-of-canadian-map-of-charitable-giving/</loc>
		<lastmod>2002-12-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manitoba-at-centre-of-canadian-map-of-charitable-giving-2/</loc>
		<lastmod>2002-12-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/definition-of-financial-advice-debated-as-costello-case-concludes/</loc>
		<lastmod>2002-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-merger-mania-for-manulife-canada-life-proposal-in-talvest-town-hall/</loc>
		<lastmod>2002-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/resp-rip-education-saving-plan-missing-the-mark-c-d-howe-suggests/</loc>
		<lastmod>2002-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cfa-class-of-2002-includes-strong-contingent-of-canadians/</loc>
		<lastmod>2002-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/money-market-funds-take-a-hit-as-mutual-fund-sales-slip-again/</loc>
		<lastmod>2002-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/put-the-2/</loc>
		<lastmod>2002-12-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-investors-staying-the-course-online-poll-suggests/</loc>
		<lastmod>2002-12-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dj-vu-securities-industry-suffers-second-straight-quarterly-setback/</loc>
		<lastmod>2002-12-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/the-case-for-resps-industry-defends-education-savings-plans/</loc>
		<lastmod>2002-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/reform-rrsp-rpp-system-to-halt-erosion-says-c-d-howe-institute/</loc>
		<lastmod>2002-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/knowing-what-motivates-each-of-your-team-members-priceless/</loc>
		<lastmod>2002-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-extends-insurance-exam-deadline/</loc>
		<lastmod>2002-12-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-compare-and-contrast-resps-on-talvest-town-hall/</loc>
		<lastmod>2002-12-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-government-bonds-attract-foreign-buyers/</loc>
		<lastmod>2002-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/all-the-best-for-the-holiday-season-from-the-advisor-group/</loc>
		<lastmod>2002-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-the-fuss-over-advocis/</loc>
		<lastmod>2002-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-regulatory-debate-shifts-to-ottawa/</loc>
		<lastmod>2002-12-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-mutual-fund-sales-down-but-not-out/</loc>
		<lastmod>2002-12-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dundee-wealth-bids-for-ipc-financial/</loc>
		<lastmod>2002-12-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-advisors-help-canadians-make-it-through-the-markets/</loc>
		<lastmod>2002-12-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-advisors-help-canadians-make-it-through-the-markets-2/</loc>
		<lastmod>2002-12-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2002-in-review-mfda-begins-heavy-lifting-of-compliance-and-enforcement/</loc>
		<lastmod>2002-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pac-participants-promise-profits-through-steady-contributions/</loc>
		<lastmod>2003-01-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aint-no-mountain-high-enough-for-advisors-climbing-kilimanjaro-for-charity/</loc>
		<lastmod>2003-01-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/kilimanjaro.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-csi-launch-new-web-sites/</loc>
		<lastmod>2003-01-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-fund-sales-end-2002-in-the-red/</loc>
		<lastmod>2003-01-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-contributions-could-suffer-bear-market-hit-poll/</loc>
		<lastmod>2003-01-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/studies-of-advisor-excellence-in-januarys/</loc>
		<lastmod>2003-01-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/aejan2003_200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-consolidation-forecast-for-independent-fund-dealers/</loc>
		<lastmod>2003-01-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-institutional-money-managers-predict-reversal-of-fortune-for-equities-in-2003/</loc>
		<lastmod>2003-01-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-managers-call-for-elimination-of-foreign-content-limit/</loc>
		<lastmod>2003-01-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-consumer-confidence-doubles-poll/</loc>
		<lastmod>2003-01-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/taking-stock-on-the-rock-advocis-announces-national-conference-details/</loc>
		<lastmod>2003-01-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-life-rejects-manulife-takeover-offer-as/</loc>
		<lastmod>2003-01-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/younger-canadians-more-worried-about-catastrophic-illness-poll/</loc>
		<lastmod>2003-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/franchise-model-for-independent-advisors-launched-in-quebec/</loc>
		<lastmod>2003-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/put-the/</loc>
		<lastmod>2003-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sales-losing-streak-hits-nine-months/</loc>
		<lastmod>2003-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-index-fund-founder-blasts-mutual-fund-shift-from-stewardship-to-marketing/</loc>
		<lastmod>2003-01-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/johnbogle.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/move-slowly-on-regulatory-reform-policy-paper-suggests/</loc>
		<lastmod>2003-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/millionaire-clients-want-preferential-treatment-forrester/</loc>
		<lastmod>2003-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/your-business-making-it-policy/</loc>
		<lastmod>2003-01-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/aejan2003_2001.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/hit-the-ground-running-in-2003-and-keep-going/</loc>
		<lastmod>2003-01-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/critical-insurance-conference-aims-to-boost-awareness/</loc>
		<lastmod>2003-01-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/outside-help-building-your-own-professional-advisory-board/</loc>
		<lastmod>2003-01-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/adboard.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/father-of-critical-illness-insurance-makes-a-plea-to-advisors/</loc>
		<lastmod>2003-01-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-discards-several-bcsc-mutual-fund-industry-reform-proposals/</loc>
		<lastmod>2003-01-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-uncertain-over-which-fund-companies-to-support-survey-finds/</loc>
		<lastmod>2003-01-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/markets-to-blame-investor-complaints-on-the-rise-csa-says/</loc>
		<lastmod>2003-01-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-to-chair-international-financial-planning-standards-board/</loc>
		<lastmod>2003-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/banks-generate-most-complaints-to-new-federal-consumer-agency/</loc>
		<lastmod>2003-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/course-targets-advisors-who-want-to-sell-hedge-funds/</loc>
		<lastmod>2003-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-conquer-kilimanjaro-to-raise-155000-for-charity/</loc>
		<lastmod>2003-01-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/kilimanjaro1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/proxy-voting-disclosure-for-mutual-funds-welcomed-by-sri-industry/</loc>
		<lastmod>2003-01-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/be-ci-savvy-brush-up-on-medical-terms-advisors-told/</loc>
		<lastmod>2003-01-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/01/critill_conf.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/geopolitical-wild-cards-could-derail-growth-in-2003-say-economists/</loc>
		<lastmod>2003-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-paying-closer-attention-to-fund-fees/</loc>
		<lastmod>2003-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/csa-chair-calls-for-review-of-sro-system/</loc>
		<lastmod>2003-01-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-creates-separate-investment-funds-branch/</loc>
		<lastmod>2003-01-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/union-economist-blasts-socially-responsible-investing/</loc>
		<lastmod>2003-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bankers-set-to-rejoin-cfp-fold-insiders-say/</loc>
		<lastmod>2003-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/securities-regulators-move-forward-on-harmonization-project/</loc>
		<lastmod>2003-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/high-income-clients-facing-a-retirement-income-gap/</loc>
		<lastmod>2003-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/iraq-only-part-of-the-story-say-international-fund-managers/</loc>
		<lastmod>2003-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pfps-now-eligible-to-write-cfp-exam/</loc>
		<lastmod>2003-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/vancouver-hemp-retailer/</loc>
		<lastmod>2003-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-mergers-wont-hurt-capital-markets-says-ida-boss/</loc>
		<lastmod>2003-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ethical-funds-defends/</loc>
		<lastmod>2003-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fixed-income-performance-keeps-cpp-in-the-black/</loc>
		<lastmod>2003-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/barclays-proclaims-fee-freedom-day-for-fund-investors/</loc>
		<lastmod>2003-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-wealth-managers-focus-on-market-performance-growth-path/</loc>
		<lastmod>2003-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ottawa-to-reveal-budget-on-february-18/</loc>
		<lastmod>2003-02-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-pushes-industry-cooperation-to-reduce/</loc>
		<lastmod>2003-02-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpsc-clarifies-designation-guidelines-following-deal-with-icb/</loc>
		<lastmod>2003-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/national-registration-database-in-final-testing-phase/</loc>
		<lastmod>2003-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-manufacturers-revamp-wholesaling-to-keep-distributors-advisors-onside/</loc>
		<lastmod>2003-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/c-d-howes/</loc>
		<lastmod>2003-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/capitalize-on/</loc>
		<lastmod>2003-02-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/aefeb2003_200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-expect-rsp-contributions-to-remain-steady-this-tax-season-online-poll/</loc>
		<lastmod>2003-02-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/proposed-new-fund-disclosure-system-to-benefit-consumers-and-advisors-regulators-say/</loc>
		<lastmod>2003-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mark-it-on-your-calendar-advisor-forum-gears-up-for-2003/</loc>
		<lastmod>2003-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/morningstar-debunks-january-barometer/</loc>
		<lastmod>2003-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/great-west-announces-friendly-bid-for-canada-life/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/big-spender-ottawa-commits-billions-to-healthcare-boosts-rrsp-limits/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_storyicon.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_pdficon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/retirement-savers-small-business-owners-lower-income-families-see-tax-benefits/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_storyicon1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_pdficon1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-insiders-see/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_storyicon2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_pdficon2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-increase-disappoints-industry-associations-anti-fraud-initiative-garners-praise/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_storyicon3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_pdficon3.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/clouds-and-silver-linings-advisors-react-to-budget/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_pdficon4.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ethical-meritas-dominate-survey-of-canadas-best-social-funds/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-funds-lose-more-ground-in-january/</loc>
		<lastmod>2003-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/seniors-rely-more-on-registered-savings-cpp/</loc>
		<lastmod>2003-02-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/costello-gave-advice-without-being-registered-osc-panel-rules/</loc>
		<lastmod>2003-02-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/political-leadership-missing-from-reform-debate-says-ida-president/</loc>
		<lastmod>2003-02-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/reaction-mixed-to-advocis/</loc>
		<lastmod>2003-02-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/costello-fund-redemptions-stir-talvest-town-hall/</loc>
		<lastmod>2003-02-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-life-planning-approach-to-prospecting/</loc>
		<lastmod>2003-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/employers-cautious-about-budget-health-initiatives/</loc>
		<lastmod>2003-02-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/02/bug2003_storyicon5.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sun-life-not-pursuing-merger-with-bank-ceo-says/</loc>
		<lastmod>2003-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/securities-commissions-should-team-up-on-deregulation-efforts-advocis-says/</loc>
		<lastmod>2003-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/crow-calls-for-higher-rates-move-could-bring-client-admiration-to-advisors/</loc>
		<lastmod>2003-02-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-use-increased-contribution-limits-to-increase-your-client-communication/</loc>
		<lastmod>2003-02-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/retirement-dreams-dont-match-reality-poll-suggests/</loc>
		<lastmod>2003-02-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-chair-welcomes-regulatory-reform-initiatives/</loc>
		<lastmod>2003-02-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/corporate-accountability-focus-of-social-investment-conference/</loc>
		<lastmod>2003-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/boc-notches-up-key-rate-by-25-basis-points/</loc>
		<lastmod>2003-03-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-industry-mired-in-recession-researcher-says/</loc>
		<lastmod>2003-03-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-season-brings-lower-contributions-advisors-report/</loc>
		<lastmod>2003-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-groups-welcome/</loc>
		<lastmod>2003-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/independent-agents-better-able-to-cope-with-brokerage-downturn-but-osc-still-says-no/</loc>
		<lastmod>2003-03-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-calls-for-nrd-fee-reduction/</loc>
		<lastmod>2003-03-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-asks-ontario-to-amend-income-trust-legislation/</loc>
		<lastmod>2003-03-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/improved-ethics-increased-regulation-can-help-restore-investor-confidence-says-u-s-regulator/</loc>
		<lastmod>2003-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/capturing-the/</loc>
		<lastmod>2003-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/joint-forum-calls-for-voluntary-industry-wide-practice-standards/</loc>
		<lastmod>2003-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/steer-clients-clear-of-bear-trap-with-action-steps-in-marchs-advisors-edge/</loc>
		<lastmod>2003-03-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/aemar2003_200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/leading-pension-plans-report-losses/</loc>
		<lastmod>2003-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/high-income-earners-on-the-rise-census-reveals/</loc>
		<lastmod>2003-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/performance-only-part-of-the-fund-sales-story-report-concludes/</loc>
		<lastmod>2003-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/debating-society-or-real-progress-frustrated-prospectors-listen-to-securities-regulators/</loc>
		<lastmod>2003-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-issues-investor-alert-about-foreign-stock-scams/</loc>
		<lastmod>2003-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-expecting-higher-interest-rates-online-survey-suggests/</loc>
		<lastmod>2003-03-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wave-of-consolidation-continues-maritime-life-to-acquire-liberty-health/</loc>
		<lastmod>2003-03-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/private-client-business-the-focus-of-ida-pre-conference-forum/</loc>
		<lastmod>2003-03-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/ida_new1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/two-questions-to-keep-you-ahead-of-the-curve-on-the-road-to-success/</loc>
		<lastmod>2003-03-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/binoculars.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/february-fund-sales-positive-but-analysts-urge-caution/</loc>
		<lastmod>2003-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/experts-look-to-history-for-economic-lessons-as-u-s-prepares-for-iraq-attack/</loc>
		<lastmod>2003-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/questionglobe.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/combatting-uncertainty-five-essential-tools-to-ease-client-anxiety-now/</loc>
		<lastmod>2003-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/uncertainty_titlebar.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_uncertainty_1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_uncertainty_2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_uncertainty_3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_uncertainty_4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_uncertainty_5.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-if-you-do-nothing-else-during-this-global-crisis-send-your-clients-this-letter/</loc>
		<lastmod>2003-03-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-prepares-fair-value-protocol-as-iraq-conflict-nears/</loc>
		<lastmod>2003-03-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/questionglobe2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-securities-institute-revamps-popular-csc-course/</loc>
		<lastmod>2003-03-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/war-or-no-war-investment-message-must-remain-consistent-advisors-say/</loc>
		<lastmod>2003-03-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/questionglobe3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/marketing-frontlines-community-activity-can-help-you-establish-credibility-with-prospects/</loc>
		<lastmod>2003-03-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/aemar2003_2001.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-loads-outperform-but-dont-outsell-load-funds/</loc>
		<lastmod>2003-03-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/future-looks-bright-for-advisors-willing-to-change-says-ipc-exec/</loc>
		<lastmod>2003-03-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-providing-bulk-of-rrsp-expertise-survey/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/weaker-profits-plague-securities-industry-for-second-straight-year/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/ida_new2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/improve-relationships-or-risk-losing-wealthy-clients-advisors-warned/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/great-west-set-to-increase-share-of-segregated-fund-market/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ottawa-hikes-old-age-security-pension-rates/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/continuing-hedge-ucation-intensive-hedge-fund-course-for-advisors-set-for-end-of-april/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rapping-on-wraps-and-consolidation-in-the-talvest-town-hall/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-welcomes-changes-to-income-trust-legislation/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-seeks-to-muzzle-costello/</loc>
		<lastmod>2003-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-criticism-adds-to-mfda-investor-protection-fund-delay/</loc>
		<lastmod>2003-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/insurance/living-benefits/not-getting-any-younger-a-look-at-long-term-care-insurance-in-canada/</loc>
		<lastmod>2003-03-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/03/num_living1_2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-than-100-osc-staffers-in-100k-club/</loc>
		<lastmod>2003-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/peel-institute-offers-advisor-eo-training-course/</loc>
		<lastmod>2003-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-takes-critical-look-at-critical-illness-insurance/</loc>
		<lastmod>2003-04-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-ca-marks-third-anniversary-tops-24000-registrants/</loc>
		<lastmod>2003-04-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tsx-boss-talks-up-canadas-corporate-governance-record/</loc>
		<lastmod>2003-04-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-funds-falling-out-of-favour-survey-suggests/</loc>
		<lastmod>2003-04-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investor-education-month-kicks-off-with-new-web-tools-and-quizzes/</loc>
		<lastmod>2003-04-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/brandes-beating-agf-says-fund-researcher/</loc>
		<lastmod>2003-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/albertas-securities-head-honcho-takes-seat-as-new-csa-chair/</loc>
		<lastmod>2003-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/top-50-tax-efficient-mutual-funds-in-canada/</loc>
		<lastmod>2003-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/taxes-take-toll-on-total-fund-returns-canadian-research-study-finds/</loc>
		<lastmod>2003-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-attempts-to-dispel/</loc>
		<lastmod>2003-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/are-you-a-winner-in-our-third-anniversary-contest/</loc>
		<lastmod>2003-04-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-deficit-not-to-blame-for-air-canadas-troubles-says-federal-regulator/</loc>
		<lastmod>2003-04-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/put-the-life-into-your-practice-in-2003-part-6-day-to-day-implementation/</loc>
		<lastmod>2003-04-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/04/mind.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/new-csa-chair-touts-uniform-securities-harmonization-project/</loc>
		<lastmod>2003-04-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-announces-details-of-founding-conference/</loc>
		<lastmod>2003-04-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/04/cifp_con.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-get-your-self-employed-clients-thinking-about-their-health-coverage-or-lack-of-it/</loc>
		<lastmod>2003-04-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/governance-coalition-appoints-former-finance-minister-as-chair/</loc>
		<lastmod>2003-04-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/q1-results-bring-more-performance-misery-for-mutual-funds/</loc>
		<lastmod>2003-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/client-resolution-strategies-to-keep-frustrated-clients-happy/</loc>
		<lastmod>2003-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/inflation-worries-spark-interest-rate-hike/</loc>
		<lastmod>2003-04-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/seeing-red-march-fund-sales-drop-again-after-brief-recovery-in-february/</loc>
		<lastmod>2003-04-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-reaches-deal-with-quebec-regulators/</loc>
		<lastmod>2003-04-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-challenged-to-press-for-regulatory-reform/</loc>
		<lastmod>2003-04-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/stock-market-recovery-in-the-cards-advisors-believe/</loc>
		<lastmod>2003-04-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-turns-up-heat-on-hedge-fund-industry/</loc>
		<lastmod>2003-04-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/step-right-up-a-guide-to-seamless-transitions-on-your-team/</loc>
		<lastmod>2003-04-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-funds-report-lower-assets-and-returns-for-2002/</loc>
		<lastmod>2003-04-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rule-change-credited-for-boosting-business-financing-in-ontario/</loc>
		<lastmod>2003-04-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/low-income-rrsp-savers-victims-of-bad-advice-c-d-howe-says/</loc>
		<lastmod>2003-04-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/211703/</loc>
		<lastmod>2003-04-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wealthy-clients-underserviced-seeking-more-advisor-contact-survey/</loc>
		<lastmod>2003-04-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-lowers-growth-forecast-hints-at-interest-rate-hikes/</loc>
		<lastmod>2003-04-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/debt-levels-fall-as-governments-balance-budgets-fraser-institute/</loc>
		<lastmod>2003-04-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-fear-strengthened-regulatory-powers-industry-told/</loc>
		<lastmod>2003-04-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fee-based-flap-flourishes-in-talvest-town-hall/</loc>
		<lastmod>2003-04-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sars-worries-force-cancellation-of-governance-conference/</loc>
		<lastmod>2003-04-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/04/surgicalmask1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/what-should-you-look-for-when-moving-your-business/</loc>
		<lastmod>2003-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/csi-launches-online-financial-services-job-board/</loc>
		<lastmod>2003-04-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/money-laundering-laws-create-new-kyc-obligations-for-advisors/</loc>
		<lastmod>2003-04-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/analyst-questions-mackenzies-fund-manager-moves/</loc>
		<lastmod>2003-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-reprimands-and-fines-costello-leaves-door-open-for-further-sanctions/</loc>
		<lastmod>2003-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/conference-organizers-offer-reassurances-as-sars-fears-fade/</loc>
		<lastmod>2003-05-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/surgicalmask.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-welcome-sanctions-against-costello/</loc>
		<lastmod>2003-05-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/is-there-no-place-like-the-home-construction-sector/</loc>
		<lastmod>2003-05-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/talvest_sm.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/house_construction.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dundees-deal-for-ipc-collapses/</loc>
		<lastmod>2003-05-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/great-west-wins-canada-life-shareholder-vote-by-huge-majority/</loc>
		<lastmod>2003-05-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dealers-candid-about-tough-issues-facing-industry-in-mays-advisors-edge/</loc>
		<lastmod>2003-05-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/aemay2003_200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/growing-institutional-hnw-interest-boosts-social-investment-sector/</loc>
		<lastmod>2003-05-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-strikes-eo-insurance-deal-for-members/</loc>
		<lastmod>2003-05-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-teams-up-with-environics-on-advisor-survey-project/</loc>
		<lastmod>2003-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-committee-seeks-public-input/</loc>
		<lastmod>2003-05-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-beefs-up-proposed-disclosure-requirements-for-research-analysts/</loc>
		<lastmod>2003-05-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/despite-high-profile-shifts-fund-sub-advisors-hold-steady/</loc>
		<lastmod>2003-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/lawyer-raises-red-flag-over-leveraging/</loc>
		<lastmod>2003-05-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/count-on-accountants-when-building-your-high-net-worth-client-base/</loc>
		<lastmod>2003-05-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/elite_advisor1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/life-agents-ponder-exclusive-association/</loc>
		<lastmod>2003-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/put-investments-pros-on-corporate-boards-aimr/</loc>
		<lastmod>2003-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/road-to-recovery-mutual-fund-performance-turns-positive/</loc>
		<lastmod>2003-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/former-ig-exec-to-lead-richardsons-brokerage-start-up/</loc>
		<lastmod>2003-05-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-fund-sales-take-april-hit-as-investors-ditch-money-market-funds/</loc>
		<lastmod>2003-05-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-debate-catches-fire-in-talvest-town-hall/</loc>
		<lastmod>2003-05-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/top-performers-handling-more-clients-standard-life-survey-suggests/</loc>
		<lastmod>2003-05-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/elite_advisor11.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investment-managers-earnings-decline-as-bonuses-dry-up-survey-concludes/</loc>
		<lastmod>2003-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-shortage-of-top-ideas-speakers-at-elite-advisor-summit/</loc>
		<lastmod>2003-05-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/elite_advisor12.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/elite_advisor2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1068/</loc>
		<lastmod>2003-05-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-regulator-warns-plans-to-make-sure-benefits-are-affordable/</loc>
		<lastmod>2003-05-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/brokers-get-green-light-to-set-up-independent-shops/</loc>
		<lastmod>2003-05-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-bullish-on-equities-online-survey-suggests/</loc>
		<lastmod>2003-05-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/omnibusgraph2_0503.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-predictable-rates-of-return-could-help-advisors-if-boc-stays-on-course/</loc>
		<lastmod>2003-05-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cartier-partners-up-for-sale-as-caisse-pulls-out/</loc>
		<lastmod>2003-05-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-secure-new-business-with-a-financial-planning-staple/</loc>
		<lastmod>2003-05-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-than-principle-david-brown-explains-why-ontario-regulator-needs-to-adopt-rules/</loc>
		<lastmod>2003-05-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1069/</loc>
		<lastmod>2003-05-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/crisis-or-wake-up-call-experts-debate-state-of-pension-industry/</loc>
		<lastmod>2003-05-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investment-consultants-will-meet-to-ponder-asset-allocation-strategies/</loc>
		<lastmod>2003-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dundee-seen-as-potential-buyer-for-stake-in-cartier/</loc>
		<lastmod>2003-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/media-war-time-to-bunker-down-and-shore-up-your-credibility-part-1-of-2/</loc>
		<lastmod>2003-05-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/insurance-regulators-set-more-modest-goals-for-advisors-than-securities-administrators/</loc>
		<lastmod>2003-05-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/state-of-the-sri-nation-sio-boss-reviews-social-investment-industry-on-eve-of-conference/</loc>
		<lastmod>2003-05-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/csic_bodyicon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/crawford-committee-backs-down-on-recommendation-to-split-ida-functions/</loc>
		<lastmod>2003-05-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/family-matters-cifps-gears-up-for-first-conference/</loc>
		<lastmod>2003-05-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/05/cifp_bodyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sio-conference-update-corporate-governance-focus-seen-as-opportunity-for-social-investment/</loc>
		<lastmod>2003-06-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/csic_bodyicon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sio-conference-update-sri-advisors-bemoan-lack-of-product/</loc>
		<lastmod>2003-06-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/csic_bodyicon1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-inaugural-conference-update-cifps-elects-john-charrette-first-chair-of-association/</loc>
		<lastmod>2003-06-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cifp_bodyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1070/</loc>
		<lastmod>2003-06-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sio-conference-update-fund-manager-offers-strategies-to-combat-sri-naysayers/</loc>
		<lastmod>2003-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/csic_bodyicon2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-conference-update-association-counting-on-community-clarity-to-woo-new-members/</loc>
		<lastmod>2003-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cifp_bodyicon1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-social-investment-conference-wrap-up-complete-coverage-plus-special-bonus-tool/</loc>
		<lastmod>2003-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/csic_titlebar.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_5.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_6.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-inaugural-conference-update-a-look-inside-the-global-cfp-village/</loc>
		<lastmod>2003-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cifp_bodyicon2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-wrap-up-complete-coverage-from-new-associations-inaugural-conference/</loc>
		<lastmod>2003-06-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cfip_con_03_titlebar.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_11.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_21.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_31.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_41.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_51.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/num_61.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-conference-update-planners/</loc>
		<lastmod>2003-06-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cifp_bodyicon3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-boss-defends-new-analyst-rules/</loc>
		<lastmod>2003-06-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/junes-advisors-edge-full-of-innovative-tips-to-keep-your-practice-afloat/</loc>
		<lastmod>2003-06-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ae_june_175.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sio-conference-update-sri-time-for-a-new-name/</loc>
		<lastmod>2003-06-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/csic_bodyicon3.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-conference-update-what-is-a-financial-planner/</loc>
		<lastmod>2003-06-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/cifp_bodyicon4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/target-date-set-for-automated-trade-processing/</loc>
		<lastmod>2003-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1071/</loc>
		<lastmod>2003-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sizing-up-the-competition-peak-financial-in-a-buying-mood/</loc>
		<lastmod>2003-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mers-rising-morningstar-study-finds/</loc>
		<lastmod>2003-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-miss-your-chance-to-win-coveted-advisor-of-the-year-award/</loc>
		<lastmod>2003-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-preview-taking-stock-a-little-early-with-associations-chair/</loc>
		<lastmod>2003-06-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/employers-forced-to-cough-up-more-as-pension-assets-decline/</loc>
		<lastmod>2003-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-wrap-up-the-complete-report-from/</loc>
		<lastmod>2003-06-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_con_03_titlebar.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num5.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num6.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num7.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num8.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_num9.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-one-of-the-top-producers-of-millionaires-report-says/</loc>
		<lastmod>2003-06-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/global_dollar_bg.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mer-report-valid-but-take-a-closer-look-at-the-numbers-analyst-says/</loc>
		<lastmod>2003-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-maritime-life-chief-reminds-advisors-true-value-is-in-client-relationships/</loc>
		<lastmod>2003-06-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/big-business-seen-as-income-trust-driver/</loc>
		<lastmod>2003-06-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-leveraging-the-good-the-bad-and-the-ugly/</loc>
		<lastmod>2003-06-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cpp-investment-board-eyes-hedge-fund-strategies/</loc>
		<lastmod>2003-06-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-association-elects-new-national-board-for-2003-2004/</loc>
		<lastmod>2003-06-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update/</loc>
		<lastmod>2003-06-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1072/</loc>
		<lastmod>2003-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sales-stumble-again-in-may/</loc>
		<lastmod>2003-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-insider-tips-on-buying-a-book-of-business/</loc>
		<lastmod>2003-06-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg5.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-closely-watching-income-trusts/</loc>
		<lastmod>2003-06-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-panel-discusses-economics-investment-u-s-and-good-times-ahead-for-canada/</loc>
		<lastmod>2003-06-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg6.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bitter-pill-saskatchewan-advisor-agrees-to-ontario-regulators-sanctions/</loc>
		<lastmod>2003-06-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-speaker-outlines-tips-to-take-client-events-from-average-to-awesome/</loc>
		<lastmod>2003-06-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/advocis_rock_bg7.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-warns-of-possible-poker-scam/</loc>
		<lastmod>2003-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/take-events-from-average-to-awesome/</loc>
		<lastmod>2003-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulator-bashing-heats-up-the-talvest-town-hall/</loc>
		<lastmod>2003-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/media-war-avoid-winter-of-discontent-by-resetting-client-expectations-this-summer-part-2-of-2/</loc>
		<lastmod>2003-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/do-and-coach-advisors-must-learn-to-lead-not-from-the-top-but-from-beside/</loc>
		<lastmod>2003-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-wrap-up-full-coverage-from-87th-annual-meeting-and-conference-with-special-bonus-tool/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_titlebar.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num5.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num6.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_num7.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1073/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-market-cons-facing-longer-jail-sentences-expert-says/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-preview-whats-on-the-mind-of-one-of-canadas-most-experienced-insurance-advisors/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_storyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-retail-dealers-surviving-as-profits-collapse/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-offshore-account-ownership-must-be-disclosed-ida-says/</loc>
		<lastmod>2003-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-annual-meeting-wrap-up-our-complete-coverage-from-las-vegas-plus-special-bonus-tool/</loc>
		<lastmod>2003-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_titlebar.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num5.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_num6.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-annual-meeting-update-roadblocks-to-family-wealth-planning-and-their-solutions/</loc>
		<lastmod>2003-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_storyicon1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-national-securities-regulator-would-save-40-million-a-year-study-says/</loc>
		<lastmod>2003-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon3.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-bases-loaded-for-securities-reform-oliver-says/</loc>
		<lastmod>2003-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon4.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wanted-one-outstanding-professional-and-industry-leader/</loc>
		<lastmod>2003-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-annual-meeting-update-canadian-advisors-find-value-in-conferences-non-financial-elements/</loc>
		<lastmod>2003-06-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_storyicon2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manley-canada-remains-a/</loc>
		<lastmod>2003-06-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/john_manley.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/great-presentations/</loc>
		<lastmod>2003-06-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-painless-prospecting-marketing-through/</loc>
		<lastmod>2003-06-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon5.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-annual-meeting-update-and-the-survey-says-income-affects-attitude/</loc>
		<lastmod>2003-06-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_storyicon3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-berkshire-exec-says-compliance-costs-will-fell-advisors-dealers/</loc>
		<lastmod>2003-06-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/ida_con_03_storyicon6.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manley-continues-promotional-tour/</loc>
		<lastmod>2003-06-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/john_manley1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-set-to-beat-canadas-gdp-growth-tds-drummond/</loc>
		<lastmod>2003-06-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mdrt-annual-meeting-update-best-practices-attract-the-masses/</loc>
		<lastmod>2003-06-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/06/mdrt_03_storyicon4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1074/</loc>
		<lastmod>2003-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulatory-fees/</loc>
		<lastmod>2003-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/are-there-enough-signals-yet-to-reinvest-in-wireless-telecom-service-stocks/</loc>
		<lastmod>2003-07-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/talvest_sm.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tactical-fund-managers-bullish-on-equities-analyst-says/</loc>
		<lastmod>2003-07-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/re-evaluating-retirement-plans-in-julys-advisors-edge/</loc>
		<lastmod>2003-07-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/aejul2003_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ifb-pledges-support-in-regulatory-lobbying-campaign/</loc>
		<lastmod>2003-07-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1075/</loc>
		<lastmod>2003-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-rejects/</loc>
		<lastmod>2003-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-pulling-the-plug-on-statement-shock-summer-2003-edition/</loc>
		<lastmod>2003-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-ignore-new-u-s-rrsp-tax-laws-experts-say/</loc>
		<lastmod>2003-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/banks-warn-canada-will-lose-top-g-7-spot-to-u-s/</loc>
		<lastmod>2003-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/duelling-regulators-osc-takes-aim-at-bcscs-deregulation-project/</loc>
		<lastmod>2003-07-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/synchronizing-accounting-principles-globally-on-top-accountants-agenda/</loc>
		<lastmod>2003-07-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/tweedie_1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-committee-begins-cross-country-road-trip/</loc>
		<lastmod>2003-07-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mers-only-part-of-the-fee-story-analyst-says/</loc>
		<lastmod>2003-07-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/osc-repeats-call-for-national-pan-canadian-securities-regulator/</loc>
		<lastmod>2003-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rookie-advisor-gets-career-advice-in-talvest-town-hall/</loc>
		<lastmod>2003-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/marketing-frontlines/</loc>
		<lastmod>2003-07-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/aejul2003_1751.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1076/</loc>
		<lastmod>2003-07-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/passport-model-focus-of-finance-ministers-consultations/</loc>
		<lastmod>2003-07-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-surprises-with-rate-cut/</loc>
		<lastmod>2003-07-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/the-great-disconnect-fund-sales-continue-to-slump-as-performance-improves/</loc>
		<lastmod>2003-07-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-worries-about-possible-postal-strike/</loc>
		<lastmod>2003-07-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mers-falling-investor-economics-weighs-in-on-fund-fee-debate/</loc>
		<lastmod>2003-07-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-relief-for-fund-dealers-brokers-if-postal-workers-strike-regulators-say/</loc>
		<lastmod>2003-07-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/russell-report-fund-managers-challenged-by-rally/</loc>
		<lastmod>2003-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/international-fund-association-sets-up-shop-in-montreal/</loc>
		<lastmod>2003-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-four-ps-to-be-a-successful-advisor-you-need-more-than-investment-sense/</loc>
		<lastmod>2003-07-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/aejul2003_1752.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/hanging-up-u-s-to-restrict-advisor-cold-calling/</loc>
		<lastmod>2003-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1077/</loc>
		<lastmod>2003-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/passport-model-gaining-momentum-in-regulatory-reform-race/</loc>
		<lastmod>2003-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/the-conference-collection-everything-you-missed-from-this-summers-biggest-educational-events/</loc>
		<lastmod>2003-07-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/uberconference_titlebar.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/advocis_rock_sm.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/cifp_teaseicon.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/ida_con_03_teaseicon.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/mdrt_03_teaseicon.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/csic_teaseicon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wealthy-lose-trillions-to-hungry-bear-report-says/</loc>
		<lastmod>2003-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wealthy-canadians/</loc>
		<lastmod>2003-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/quebec-to-create-independent-securities-adjudicator/</loc>
		<lastmod>2003-07-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pitching-optimism-fund-company-says-stocks-looking-better/</loc>
		<lastmod>2003-07-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-debate-flares-up-again-in-the-talvest-town-hall/</loc>
		<lastmod>2003-07-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1078/</loc>
		<lastmod>2003-07-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investment-managers-must-take-proxy-voting-seriously-lawyer-says/</loc>
		<lastmod>2003-07-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/helping-clients-tackle-rising-debt/</loc>
		<lastmod>2003-07-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-moves-forward-on-mutual-fund-fee-disclosure/</loc>
		<lastmod>2003-07-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cross-border-challenge-explored-in-augusts-advisors-edge/</loc>
		<lastmod>2003-07-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/07/ae_aug_175.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/big-bank-economists-not-impressed-by-canadas-gdp-stats/</loc>
		<lastmod>2003-07-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/new-designation-targets-seniors-market/</loc>
		<lastmod>2003-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/desjardins-acquires-northwest-mutual-funds/</loc>
		<lastmod>2003-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/uniform-securities-project-gets-qualified-industry-support/</loc>
		<lastmod>2003-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/alberta-advisor-pushes-for-end-to-beef-ban/</loc>
		<lastmod>2003-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1079/</loc>
		<lastmod>2003-08-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/omers-cma-canada-back-directors-college/</loc>
		<lastmod>2003-08-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/desjardins-launches-new-firm-partners-with-fiera/</loc>
		<lastmod>2003-08-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-return-to-mutual-funds-in-july/</loc>
		<lastmod>2003-08-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/panel-calls-for-stricter-accounting-ethics/</loc>
		<lastmod>2003-08-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cpp-investments-ride-market-rally/</loc>
		<lastmod>2003-08-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulatory-competition-counterweight-to-securities-industry-concentration-quebec-study-argues/</loc>
		<lastmod>2003-08-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/recharging-the-generator-what-can-you-do-to-motivate-your-staff/</loc>
		<lastmod>2003-08-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1080/</loc>
		<lastmod>2003-08-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/making-middle-net-worth-work/</loc>
		<lastmod>2003-08-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/time-is-running-out-to-send-in-career-achievement-award-nominations/</loc>
		<lastmod>2003-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-capitalists-stay-on-sidelines/</loc>
		<lastmod>2003-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dundee-agrees-to-sanctions-in-rrsp-scam/</loc>
		<lastmod>2003-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/lifestyle-planning-and-elder-counseling-differentiate-yourself-with-new-approach-to-older-clients/</loc>
		<lastmod>2003-08-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-designation-campaign-hits-the-road/</loc>
		<lastmod>2003-08-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-reveals/</loc>
		<lastmod>2003-08-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/legalizing-same-sex-marriage-may-simplify-planning/</loc>
		<lastmod>2003-08-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-blackout-expected-to-have-minimal-impact-on-financial-services-industry-economy/</loc>
		<lastmod>2003-08-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1081/</loc>
		<lastmod>2003-08-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-confirms-strong-fund-sales-in-july/</loc>
		<lastmod>2003-08-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/how-to-really-get-an-accountants-attention-and-put-your-practice-over-the-top/</loc>
		<lastmod>2003-08-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/ae_aug_1751.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-investors-getting-back-into-funds-faster-than-canadians/</loc>
		<lastmod>2003-08-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-trust-market-still-hot/</loc>
		<lastmod>2003-08-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulators-reduce-service-as-power-crisis-continues/</loc>
		<lastmod>2003-08-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-cools-on-firm-only-registration/</loc>
		<lastmod>2003-08-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/ida_new1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-shuffles-execs-announces-restructuring/</loc>
		<lastmod>2003-08-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/ipcc_big.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-funds-goes-on-buying-spree-takes-over-assante-synergy/</loc>
		<lastmod>2003-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-deals-get-thumbs-up-from-industry-observers/</loc>
		<lastmod>2003-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-boss-sheds-light-on-restructuring-advisor-cuts-not-part-of-plan/</loc>
		<lastmod>2003-08-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/ipcc_big1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/staying-onside-when-handling-offshore-accounts/</loc>
		<lastmod>2003-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-hope-ci-deal-will-change-assante-attitude/</loc>
		<lastmod>2003-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1082/</loc>
		<lastmod>2003-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-may-trim-and-expand-synergy-lineup/</loc>
		<lastmod>2003-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/b-c-regulator-fires-back-at-ontarios/</loc>
		<lastmod>2003-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-committee-finishes-consultation-round/</loc>
		<lastmod>2003-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bcsc-reduces-sanctions-in-20-million-scam/</loc>
		<lastmod>2003-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/conference-season-your-guide-to-this-falls-major-industry-events/</loc>
		<lastmod>2003-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/skilled-workers-to-stay-in-high-demand-report-predicts/</loc>
		<lastmod>2003-08-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-scores-big-our-complete-coverage/</loc>
		<lastmod>2003-08-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman_1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman_2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman_3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman_4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/08/pacman_5.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/synergy-founder-prepares-for-assante-challenge/</loc>
		<lastmod>2003-08-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-unveils-new-board-proposal/</loc>
		<lastmod>2003-08-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-guide-to-leveraging/</loc>
		<lastmod>2003-09-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/sun_levguide.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-guide-to-leveraging-2/</loc>
		<lastmod>2003-09-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/sun_levguide1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1083/</loc>
		<lastmod>2003-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/results-are-in-for-the-2003-advisor-of-the-year-awards/</loc>
		<lastmod>2003-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/one-third-of-canadians-worried-about-retirement-finances-survey-says/</loc>
		<lastmod>2003-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/winning-streak-funds-finish-summer-on-an-upbeat-note/</loc>
		<lastmod>2003-09-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-celebrates-its-fifth-anniversary/</loc>
		<lastmod>2003-09-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/aesept2003_150.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/csa-restructures-sets-up-montreal-office/</loc>
		<lastmod>2003-09-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/parents-dread-tuition-costs-but-few-have-resps/</loc>
		<lastmod>2003-09-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-court-case-sparks-fiduciary-responsibility-debate/</loc>
		<lastmod>2003-09-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-should-think-twice-about-sarbanes-oxley-experts-say/</loc>
		<lastmod>2003-09-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1084/</loc>
		<lastmod>2003-09-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sec-must-learn-to-play-nice-with-other-regulators-u-s-economist-says/</loc>
		<lastmod>2003-09-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fewer-canadians-working-with-financial-professionals-survey-concludes/</loc>
		<lastmod>2003-09-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-industry-assets-forecast-to-rise-to-700-billion-by-2010/</loc>
		<lastmod>2003-09-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-promises-busy-fall-season-for-fund-companies/</loc>
		<lastmod>2003-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-economy-stronger-than-it-seems-ific-delegates-told/</loc>
		<lastmod>2003-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-back-to-school-forward-to-resp-savings/</loc>
		<lastmod>2003-09-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/what-the-wealthy-want/</loc>
		<lastmod>2003-09-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/aesept2003_1501.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-promises-to-review-every-member/</loc>
		<lastmod>2003-09-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1085/</loc>
		<lastmod>2003-09-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/weinberg-tackles-u-s-market-from-winnipeg-base/</loc>
		<lastmod>2003-09-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-funds-post-strong-sales-performance-in-august/</loc>
		<lastmod>2003-09-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/twc-set-to-announce-merger-deal-sources-say/</loc>
		<lastmod>2003-09-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/twc_175.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/big-investors-offer-guidelines-for-corporate-boardrooms/</loc>
		<lastmod>2003-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bcsc-chair-nothing-will-come-from/</loc>
		<lastmod>2003-09-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1086/</loc>
		<lastmod>2003-09-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bcsc-chair-nothing-will-come-from-2/</loc>
		<lastmod>2003-09-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/berkshire-joins-forces-with-twc-financial/</loc>
		<lastmod>2003-09-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tom-rice-named-2003-career-achievement-award-winner/</loc>
		<lastmod>2003-09-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/tomrice_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/csa-most-firms-behind-schedule-on-stp/</loc>
		<lastmod>2003-09-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/berkshire-twc-partnership-viewed-as/</loc>
		<lastmod>2003-09-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/what-a-difference-5-years-make-gaining-perspective-makes-us-humbler-and-wiser/</loc>
		<lastmod>2003-09-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/aesept2003_1502.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1087/</loc>
		<lastmod>2003-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/higher-rrsp-limits-on-ifics-budget-wish-list/</loc>
		<lastmod>2003-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-dollar-will-weaken-even-more-says-cibc-economist/</loc>
		<lastmod>2003-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cartier-partners-said-to-be-entertaining-several-acquisition-bids/</loc>
		<lastmod>2003-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-financial-receives-unsolicited-offer/</loc>
		<lastmod>2003-09-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/09/ipcc_big.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-joins-chorus-of-pre-budget-recommendations/</loc>
		<lastmod>2003-09-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-manager-seeks/</loc>
		<lastmod>2003-09-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-boomers-stalling-on-retirement-planning-survey-suggests/</loc>
		<lastmod>2003-09-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/report-casts-doubt-on-corporate-governance-cost-savings/</loc>
		<lastmod>2003-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-fund-trading-scams-unlikely-consultant-says/</loc>
		<lastmod>2003-09-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/looking-for-a-few-good-advisors-richardson-partners-prepares-to-open-its-doors/</loc>
		<lastmod>2003-09-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/blockbuster-deal-for-manulife/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1088/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/report-casts-doubt-on-corporate-governance-cost-savings-2/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-fund-trading-scams-unlikely-consultant-says-2/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/blockbuster-deal-for-manulife-2/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1089/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manulifes-u-s-power-play-includes-canadian-prize/</loc>
		<lastmod>2003-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-industry-shifts-to-more-rational-asset-mix/</loc>
		<lastmod>2003-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-quebec-advisors-share-keys-to-success/</loc>
		<lastmod>2003-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2nd-annual-dollars-sense-survey-results-unveiled/</loc>
		<lastmod>2003-10-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/10/ds2_relatedicon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investing-for-life-opportunities-in-biotechnology-courtesy-of-biocapital/</loc>
		<lastmod>2003-10-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/10/biocapital_logo.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-reports-mutual-fund-sales-negative-in-september/</loc>
		<lastmod>2003-10-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-financial-planning-for-big-ticket-buying/</loc>
		<lastmod>2003-10-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1090/</loc>
		<lastmod>2003-10-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpscs-new-practice-standards-clearly-define-financial-planning/</loc>
		<lastmod>2003-10-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/hedge-funds-old-paradigm-or-new/</loc>
		<lastmod>2003-10-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wealthy-clients-crave-professionalism-contact-survey/</loc>
		<lastmod>2003-10-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rising-loonie-could-spark-interest-rate-cut/</loc>
		<lastmod>2003-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-trust-expert-says/</loc>
		<lastmod>2003-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-opposition-to-bank-mergers-a/</loc>
		<lastmod>2003-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-planned-giving-requires-advice/</loc>
		<lastmod>2003-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/markets-set-for-further-gains-says-analyst/</loc>
		<lastmod>2003-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cartier-rumours-abound-in-talvest-town-hall/</loc>
		<lastmod>2003-10-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/standard-life-concerned-about-over-regulation-of-caps/</loc>
		<lastmod>2003-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1091/</loc>
		<lastmod>2003-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/boc-keeps-rate-steady-as-expected/</loc>
		<lastmod>2003-10-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/morningstar-canadian-funds-lose-ground/</loc>
		<lastmod>2003-10-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/net-fund-sales-slide-in-september/</loc>
		<lastmod>2003-10-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadians-ready-to-invest-expecting-stronger-2004/</loc>
		<lastmod>2003-10-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/advisor-cas-engagement-disclosure-template/</loc>
		<lastmod>2003-10-16T04:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-approve-new-fund-of-funds-rules/</loc>
		<lastmod>2003-10-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1092/</loc>
		<lastmod>2003-10-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/online-calculator-helps-investors-get-back-on-track/</loc>
		<lastmod>2003-10-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tds-drake-sees-canada-surviving/</loc>
		<lastmod>2003-10-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/omissions-can-cost-you-and-your-client-says-tax-expert/</loc>
		<lastmod>2003-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulatory-reckoning-dealing-with-a/</loc>
		<lastmod>2003-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aimr-analysts-want-better-financial-reports/</loc>
		<lastmod>2003-10-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulatory-reckoning-dealing-with-a-2/</loc>
		<lastmod>2003-10-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/r-f-p-association-set-for-inaugural-conference/</loc>
		<lastmod>2003-10-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rrsp-contributions-sagged-in-2002/</loc>
		<lastmod>2003-10-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-launches-disciplinary-history-online-search-feature/</loc>
		<lastmod>2003-10-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/10/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cartier-saga-continues-in-talvest-town-hall/</loc>
		<lastmod>2003-10-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1093/</loc>
		<lastmod>2003-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-want-more-disclosure-from-income-trusts/</loc>
		<lastmod>2003-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/poloz-canada-has-been-served/</loc>
		<lastmod>2003-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-write-stuff-how-to-protect-yourself-with-a-proper-paper-trail/</loc>
		<lastmod>2003-10-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/10/cliented.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/insurers-report-record-profits/</loc>
		<lastmod>2003-10-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/r-f-p-s-to-join-cfps-in-following-practice-standards/</loc>
		<lastmod>2003-10-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-to-investigate-viatical-company/</loc>
		<lastmod>2003-10-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/economy-to-rebound-next-year-following/</loc>
		<lastmod>2003-10-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/success-forum-preview-fpa-on-track-with-new-canadian-education-track/</loc>
		<lastmod>2003-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dimensional-takes-efficient-markets-tack/</loc>
		<lastmod>2003-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-lessons-from-the-bear-market/</loc>
		<lastmod>2003-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1094/</loc>
		<lastmod>2003-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/federal-books-in-good-shape-manley/</loc>
		<lastmod>2003-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ottawa-proposes-tighter-deductibility-rules-for-investors-business-owners/</loc>
		<lastmod>2003-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpa-success-forum-update-speaker-draws-keys-for-client-love-from-coffee-crystals/</loc>
		<lastmod>2003-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/academic-asks/</loc>
		<lastmod>2003-11-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/aenov2003_1751.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpa-success-forum-update-practitioners-shown-how-to-pump-up-marketing-muscle/</loc>
		<lastmod>2003-11-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/passport-system-being-fast-tracked-by-regulators-and-politicians-csa-chair/</loc>
		<lastmod>2003-11-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/poor-fund-performance-wont-deter-buyers-says-research-firm/</loc>
		<lastmod>2003-11-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ig-in-the-mood-for-further-expansion-analysts-believe/</loc>
		<lastmod>2003-11-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/illustration-software-can-misstate-taxes-and-skew-financial-plans/</loc>
		<lastmod>2003-11-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-seeks-fund-firms-vigilance/</loc>
		<lastmod>2003-11-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-advisor-author-laments-lack-of-professionalism/</loc>
		<lastmod>2003-11-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-branches-eroding-independent-advisor-advantage/</loc>
		<lastmod>2003-11-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/underwriting-surges-in-third-quarter/</loc>
		<lastmod>2003-11-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-companies-begin-disclosing-trading-policies/</loc>
		<lastmod>2003-11-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/assante-shareholders-endorse-ci-takeover/</loc>
		<lastmod>2003-11-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fpa-success-forum-update-economist-excited-by-best-wealth-accumulation-conditions-in-years/</loc>
		<lastmod>2003-11-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1095/</loc>
		<lastmod>2003-11-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-critical-tips-on-selling-critical-illness-insurance/</loc>
		<lastmod>2003-11-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-capital-activity-lagging-behind-2002/</loc>
		<lastmod>2003-11-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-top-advisors-dish-out-tips-to-build-business/</loc>
		<lastmod>2003-11-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-easy-targets-for-legal-action-lawyer-says/</loc>
		<lastmod>2003-11-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dundee-to-corral-cartier-for-123-4-million/</loc>
		<lastmod>2003-11-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/boards-must-balance-independence-with-competence/</loc>
		<lastmod>2003-11-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-push-for-tougher-illegal-insider-trading-sanctions/</loc>
		<lastmod>2003-11-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cartier-advisors-express-relief-in-wake-of-dundee-deal/</loc>
		<lastmod>2003-11-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/planning-for-success-protect-clients-wealth-and-your-business-with-a-formal-financial-plan/</loc>
		<lastmod>2003-11-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/aenov2003_1752.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/most-potential-investors-dont-know-how/</loc>
		<lastmod>2003-11-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1096/</loc>
		<lastmod>2003-11-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-fund-sales/</loc>
		<lastmod>2003-11-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-dont-over-insure-when-you-can-over-fund/</loc>
		<lastmod>2003-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-nick-murray-sees-rare-opportunity-for-advisors-in-2004/</loc>
		<lastmod>2003-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-paper-trail-know-your-client-keys-to-winning-in-court/</loc>
		<lastmod>2003-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/challenge-exam-option-introduced-for-clu-designation/</loc>
		<lastmod>2003-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-efficient-prospecting-key-to-being-up-in-down-market/</loc>
		<lastmod>2003-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/nick-murray-speech-sparks-debate-in-talvest-town-hall/</loc>
		<lastmod>2003-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-forum-update-advisor-panel-offers-tips-to-thrive-on/</loc>
		<lastmod>2003-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1097/</loc>
		<lastmod>2003-11-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/check-eo-policies-carefully-for-exclusions-expert-says/</loc>
		<lastmod>2003-11-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/common-mindset-how-to-unify-your-team-and-show-appreciation-to-your-employees/</loc>
		<lastmod>2003-11-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/aenov2003_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-committee-delays-final-report/</loc>
		<lastmod>2003-11-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/clients-may-forget-lessons-of-2000-too-soon/</loc>
		<lastmod>2003-11-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ccra-warns-on-in-kind-charity-donations/</loc>
		<lastmod>2003-11-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/retail-firm-rebound-sparks-brokerage-industry/</loc>
		<lastmod>2003-11-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/ida_new1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/diversification-made-easy/</loc>
		<lastmod>2003-11-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/frankbenhead.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/fti_bissett_logo.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/11/fti_quotential_logo.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-fund-group-responds-to-csa-guidelines/</loc>
		<lastmod>2003-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-boss-weighs-in-on-passport-system/</loc>
		<lastmod>2003-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/assante-ontario-regulator-settle-in-out-of-province-case/</loc>
		<lastmod>2003-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ottawa-announces-new-capital-market-police-force/</loc>
		<lastmod>2003-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/irs-backtracks-on-rrsp-rrif-rules/</loc>
		<lastmod>2003-11-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1098/</loc>
		<lastmod>2003-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-hails-industrys-unsung-heroes/</loc>
		<lastmod>2003-12-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aedec2003_150.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-scandals-will-lead-to-regulatory-changes-says-ci-president/</loc>
		<lastmod>2003-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/china-is-it-ready-for-prime-time-investment/</loc>
		<lastmod>2003-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-patching-together-some-common-ground/</loc>
		<lastmod>2003-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sros-issue-warning-on-privacy-legislation/</loc>
		<lastmod>2003-12-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/playingitsafe_storyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/usl-draft-set-for-pre-christmas-release/</loc>
		<lastmod>2003-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-offers-outline-of-new-fund-governance-rules/</loc>
		<lastmod>2003-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/vice-fund-firm-charged-in-trading-scandal/</loc>
		<lastmod>2003-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/even/</loc>
		<lastmod>2003-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2003-advisor-of-the-year-awards-saluting-our-honourable-mentions/</loc>
		<lastmod>2003-12-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_titlebar.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_03_ru_1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_03_ru_4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_03_ru_2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_03_ru_5.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_03_ru_3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aoty_ru.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1099/</loc>
		<lastmod>2003-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/feds-tighten-charitable-gifting-rules/</loc>
		<lastmod>2003-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rbc-foresees-strong-equities-in-2004/</loc>
		<lastmod>2003-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fair-dealing-concept-paper-in-drafting-phase/</loc>
		<lastmod>2003-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/using-new-privacy-requirements-to-deepen-client-relationships/</loc>
		<lastmod>2003-12-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/privacy_storyicon.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/privacy_pdficon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/b-c-planner-quitting-securities-industry-in-regulatory-dispute/</loc>
		<lastmod>2003-12-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-finds-advisors-favour-equities-trusts/</loc>
		<lastmod>2003-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/late-mutual-fund-trading-likely-not-a-concern-in-canada-says-ific/</loc>
		<lastmod>2003-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-forget-financial-new-years-resolutions/</loc>
		<lastmod>2003-12-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/newyears_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/geiss-story-unites-advisors-in-the-talvest-town-hall/</loc>
		<lastmod>2003-12-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-left-looking-for-new-tax-shelters/</loc>
		<lastmod>2003-12-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1100/</loc>
		<lastmod>2003-12-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/net-fund-sales-top-500-million-in-november/</loc>
		<lastmod>2003-12-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/to-clients-happy-holidays-looking-ahead-to-a-bright-2004/</loc>
		<lastmod>2003-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/debunking-the/</loc>
		<lastmod>2003-12-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/newyears_1751.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/csa-proposes-enhanced-enforcement-powers-for-regulators/</loc>
		<lastmod>2003-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/federal-committee-calls-for-single-national-securities-regulator/</loc>
		<lastmod>2003-12-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wise-persons-report-gets-mixed-reviews/</loc>
		<lastmod>2003-12-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-trust-liability-to-be-limited/</loc>
		<lastmod>2003-12-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/the-years-best-our-book-picks-for-your-clients/</loc>
		<lastmod>2003-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-panic-over-privacy-legislation-says-advocis/</loc>
		<lastmod>2003-12-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/playingitsafe_storyicon1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1101/</loc>
		<lastmod>2003-12-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-launches-fund-trading-probe/</loc>
		<lastmod>2003-12-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/lessons-learned-advisors-reflect-on-2003/</loc>
		<lastmod>2003-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tax-and-clawback-thresholds-raised-for-2004/</loc>
		<lastmod>2003-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-advisors-tackle/</loc>
		<lastmod>2003-12-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aconcagua.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisor-ca-says/</loc>
		<lastmod>2003-12-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-puts-business-in-focus/</loc>
		<lastmod>2003-12-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2003/12/aejan2004_175.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/few-surprises-ahead-in-2004-tax-season/</loc>
		<lastmod>2003-12-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/four-important-steps-to-pump-up-your-practice-in-2004/</loc>
		<lastmod>2003-12-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/discipline-and-trust-remain-key-for-2004/</loc>
		<lastmod>2003-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1015/</loc>
		<lastmod>2004-01-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1016/</loc>
		<lastmod>2004-01-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/young-canadians-worried-about-cpp-survey-reveals/</loc>
		<lastmod>2004-01-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dollar-remains-a-concern-for-2004/</loc>
		<lastmod>2004-01-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/2003-ipo-market-cooled-after-trust-laden-2002/</loc>
		<lastmod>2004-01-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/public-opinion-steers-economy-says-pollster/</loc>
		<lastmod>2004-01-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/ensure-your-practices-viability-with-a-solid-business-plan/</loc>
		<lastmod>2004-01-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/market-prospects-viewed-as-favourable-for-2004/</loc>
		<lastmod>2004-01-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/independent-review-committees-proposed-for-mutual-funds/</loc>
		<lastmod>2004-01-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-introduce-national-registration-system/</loc>
		<lastmod>2004-01-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1017/</loc>
		<lastmod>2004-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/oil-and-gas-trusts-unstable-sp-says/</loc>
		<lastmod>2004-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/finance-minister-kicks-off-budget-consultations/</loc>
		<lastmod>2004-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-rethinking-investor-protection-fund/</loc>
		<lastmod>2004-01-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulatory-reform-goes-beyond-politics-phelps-says/</loc>
		<lastmod>2004-01-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-advisors-conquer-aconcagua/</loc>
		<lastmod>2004-01-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/aconcagua.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/many-canadians-fear-outliving-savings-poll-finds/</loc>
		<lastmod>2004-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/new-breed-of/</loc>
		<lastmod>2004-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/soaring-markets-didnt-help-fund-sales-in-2003/</loc>
		<lastmod>2004-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-roll-out-new-rules-proposals/</loc>
		<lastmod>2004-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-joins-mutual-fund-trading-review/</loc>
		<lastmod>2004-01-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/critical-illness-gaining-market-share-in-canada-conference-delegates-told/</loc>
		<lastmod>2004-01-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/critill_conf.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1018/</loc>
		<lastmod>2004-01-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-steps-up-political-campaign/</loc>
		<lastmod>2004-01-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rising-loonie-sparks-interest-rate-cut/</loc>
		<lastmod>2004-01-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cpp-is-sound-says-investment-chief/</loc>
		<lastmod>2004-01-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-insurance-tax-consequences-and-changing-demographics/</loc>
		<lastmod>2004-01-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/critill_conf1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/theres-more-than-one-way-to-invest-in-china-says-portfolio-manager/</loc>
		<lastmod>2004-01-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-fireworks-in-federal-budget-economist-predicts/</loc>
		<lastmod>2004-01-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-talks-privacy-in-mid-january-edition/</loc>
		<lastmod>2004-01-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/aejanmid2004_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/clock-ticking-on-regulatory-reform-says-ida-head/</loc>
		<lastmod>2004-01-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/trusts-will-get-more-respect-expert-says/</loc>
		<lastmod>2004-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-suggests-canadians-still-value-mutual-funds/</loc>
		<lastmod>2004-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/institute-of-canadian-bankers-bought-by-thomson/</loc>
		<lastmod>2004-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1019/</loc>
		<lastmod>2004-01-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/stability-ratings-lead-to-more-questions-about-income-trusts/</loc>
		<lastmod>2004-01-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/electronic-reporting-leads-to-jump-in-ida-complaints/</loc>
		<lastmod>2004-01-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/ida_new1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/institutional-investors-already-in-trust-market/</loc>
		<lastmod>2004-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/goodale-ready-to-move-on-regulatory-reform/</loc>
		<lastmod>2004-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/morningstar-canada-tool-offers-insights-on-tax-efficiency-of-funds/</loc>
		<lastmod>2004-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/real-return-bonds-get-support-from-investors/</loc>
		<lastmod>2004-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/diversification-the-best-way-to-achieve-long-term-investment-goals/</loc>
		<lastmod>2004-01-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/frankbenhead.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/01/fti_quotential_logo.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-caps-encouraged-by-equity-markets/</loc>
		<lastmod>2004-01-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-unveils-fair-dealing-model/</loc>
		<lastmod>2004-01-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/provinces-remain-committed-to-securities-reform-says-melchin/</loc>
		<lastmod>2004-01-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sros-lack-enforcement-muscle-says-ida-boss/</loc>
		<lastmod>2004-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fair-dealing-model-fails-advocis/</loc>
		<lastmod>2004-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/millionaires-willing-to-switch-advisors-survey-suggests/</loc>
		<lastmod>2004-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-slams/</loc>
		<lastmod>2004-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1020/</loc>
		<lastmod>2004-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/insurance-regulator-looks-at-relaxing-rules-on-referral-fees/</loc>
		<lastmod>2004-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-reports-january-fund-sales-higher/</loc>
		<lastmod>2004-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/insurance-issues-dominate-complaint-centres-first-year/</loc>
		<lastmod>2004-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/credit-quality-will-be-stable-in-2004-sp-predicts/</loc>
		<lastmod>2004-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fair-dealing-model-update-osc-considers-single-licence-for-advisors-firms/</loc>
		<lastmod>2004-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-plan-sponsors-need-advisors-but-not-all-should-apply/</loc>
		<lastmod>2004-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-sees-reasonable-economic-growth-for-canada-in-2004/</loc>
		<lastmod>2004-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-responds-to-advocis/</loc>
		<lastmod>2004-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ethical-meritas-top-second-annual-sri-fund-rankings/</loc>
		<lastmod>2004-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1021/</loc>
		<lastmod>2004-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/equity-market-financing-hits-five-year-high/</loc>
		<lastmod>2004-02-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/02/ida_new.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/financial-planning-added-to-cifps-eo-coverage/</loc>
		<lastmod>2004-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-must-pay-more-attention-to-exchange-rates-says-td/</loc>
		<lastmod>2004-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/lsif-group-fires-back-at-industry-newcomer/</loc>
		<lastmod>2004-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-systemic-abuses-found-in-first-stage-of-fund-probe-ontario-regulator-says/</loc>
		<lastmod>2004-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cpp-earns-3-billion-in-latest-quarter/</loc>
		<lastmod>2004-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dont-junk-high-yield-bonds-portfolio-manager-suggests/</loc>
		<lastmod>2004-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/lure-of-the-boutique-examined-in-mid-februarys-advisors-edge/</loc>
		<lastmod>2004-02-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/02/aefeb2004_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-plans-targeted-by-environmental-anti-smoking-groups/</loc>
		<lastmod>2004-02-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1022/</loc>
		<lastmod>2004-02-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-reports-strong-fund-sales-in-january/</loc>
		<lastmod>2004-02-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/beware-of-performance-ads-says-fund-analyst/</loc>
		<lastmod>2004-02-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-clear-your-clients-for-takeoff-by-helping-with-travel-insurance/</loc>
		<lastmod>2004-02-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/central-bank-watching-loonie-carefully/</loc>
		<lastmod>2004-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-capital-industry-slides-again/</loc>
		<lastmod>2004-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/emerging-markets-will-fuel-commodity-boom-says-fund-manager/</loc>
		<lastmod>2004-02-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/special-treatment-how-to-stand-out-from-the-crowd-when-it-comes-to-client-appreciation/</loc>
		<lastmod>2004-02-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/02/aefeb2004_1751.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/corporate-boards-still-male-dominated/</loc>
		<lastmod>2004-02-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mfda-extends-suspension-of-commission-payment-rule/</loc>
		<lastmod>2004-02-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/the-100000-question-advisor-salaries-hot-topic-in-talvest-town-hall/</loc>
		<lastmod>2004-02-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1023/</loc>
		<lastmod>2004-02-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/single-securities-regulator-forecast-for-2005/</loc>
		<lastmod>2004-02-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/farmers-need-advice-for-wind-down-of-income-stabilization-program/</loc>
		<lastmod>2004-02-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/td-report-urges-early-start-for-rrsp/</loc>
		<lastmod>2004-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-moving-on-advisor-registration/</loc>
		<lastmod>2004-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/goodale-to-unveil-budget-in-march/</loc>
		<lastmod>2004-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-group-acquires-ipc/</loc>
		<lastmod>2004-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-react-to-ipc-takeover/</loc>
		<lastmod>2004-02-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-urge-caution-as-cmhc-eases-rules-for-home-buyers/</loc>
		<lastmod>2004-02-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/a-firm-voice-speaks-out-in-the-latest-issue-of-advisors-edge/</loc>
		<lastmod>2004-02-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/02/aefebmid2004_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-cringe-at-the-term/</loc>
		<lastmod>2004-02-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1024/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/briefly2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aging-society-opposes-mandatory-retirement-survey-says/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/broadcast-news-planners-participate-in-radio-campaign/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mutual-fund-corporate-class-structures-a-valuable-addition-to-your-investment-bag-of-tricks/</loc>
		<lastmod>2004-03-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/manulife_investments.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-cuts-rates-again/</loc>
		<lastmod>2004-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fab-february-for-funds/</loc>
		<lastmod>2004-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/hitting-the-slopes/</loc>
		<lastmod>2004-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/is-your-practice-high-net-worth-ready/</loc>
		<lastmod>2004-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/how-do-top-advisors-find-prospects/</loc>
		<lastmod>2004-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investor-grievances-focus-of-new-report/</loc>
		<lastmod>2004-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-unveils-draft-of-best-practices-manual/</loc>
		<lastmod>2004-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/executive-orders-how-to-attract-corporate-executives-to-your-practice/</loc>
		<lastmod>2004-03-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/aefebmid2004_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ipc-to-remain-advisor-friendly-ceo-pledges/</loc>
		<lastmod>2004-03-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/ipcc_sm.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/court-rules-on-interest-deductibility/</loc>
		<lastmod>2004-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/columnist-sparks-dsc-debate/</loc>
		<lastmod>2004-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-calls-for-action-on-advisor-incorporation/</loc>
		<lastmod>2004-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/brokers-enjoyed-solid-gains-in-2003/</loc>
		<lastmod>2004-03-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/ida_new2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/a-look-back-at-the-2004/</loc>
		<lastmod>2004-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1025/</loc>
		<lastmod>2004-03-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/briefly21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bad-things-do-happen-to-good-advisors-warns-advisors-edge/</loc>
		<lastmod>2004-03-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/aemar2004_90.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rbc-attacks-consumer-debt/</loc>
		<lastmod>2004-03-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/eliminate-labour-fund-tax-credit-says-c-d-howe/</loc>
		<lastmod>2004-03-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/b-c-planner-still-irked-at-ida/</loc>
		<lastmod>2004-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cpp-investment-board-chief-discusses/</loc>
		<lastmod>2004-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/trusts-dont-affect-tax-coffers-study/</loc>
		<lastmod>2004-03-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/incometrusts_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/latin-american-funds-stage-stealth-rally/</loc>
		<lastmod>2004-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/market-rally-stalled-not-sidelined-economist/</loc>
		<lastmod>2004-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/wanted-a-few-great-advisors/</loc>
		<lastmod>2004-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1026/</loc>
		<lastmod>2004-03-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/briefly22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sales-hit-four-year-high/</loc>
		<lastmod>2004-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tax-reforms-not-cuts-expected-in-federal-budget/</loc>
		<lastmod>2004-03-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/reduce-rrsp-limits-says-think-tank/</loc>
		<lastmod>2004-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/prospect-generation-survey-shows-seminars-more-appealing-for-female-advisors/</loc>
		<lastmod>2004-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-trusts-capped-in-a-housekeeping-budget/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_storyicon.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/estate-planners-call-for-overhaul-of-foreign-tax-rule/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/staying-the-course-no-surprises-in-goodales-first-budget/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_storyicon1.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-react-to/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_storyicon2.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/budget-draws-mixed-reviews-from-industry-associations/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_storyicon3.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related3.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon3.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-insiders-analyze-return-to-prudence/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_storyicon4.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related4.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon4.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/to-clients-prospects-the-federal-budget-and-your-financial-plan/</loc>
		<lastmod>2004-03-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_related5.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/budget04_pdficon5.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/no-fund-trading-abuses-in-britain-regulator-says/</loc>
		<lastmod>2004-03-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1027/</loc>
		<lastmod>2004-03-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/briefly23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/online-insurance-dealer-supports-brokers/</loc>
		<lastmod>2004-03-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/commission-splitting-should-remain-restricted-ifb-says/</loc>
		<lastmod>2004-03-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/raymond-james-taps-bailey-as-president/</loc>
		<lastmod>2004-03-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/resp-promoters-pleased-with-budgets-education-incentives/</loc>
		<lastmod>2004-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/alberta-to-introduce-limited-liability-for-trusts/</loc>
		<lastmod>2004-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-manager-says-trust-rules-are-fine-by-her/</loc>
		<lastmod>2004-03-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/incometrusts_901.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1028/</loc>
		<lastmod>2004-03-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/briefly24.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tax-refund-shows-poor-planning-tax-expert-says/</loc>
		<lastmod>2004-03-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/alberta-calls-for-incremental-regulatory-change/</loc>
		<lastmod>2004-03-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/simplicity-and-clarity-key-when-discussing-estate-preservation-expert/</loc>
		<lastmod>2004-03-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/03/rhaisman.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/expert-discusses-three-key-elements-of-doing-due-diligence/</loc>
		<lastmod>2004-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/provinces-struggle-to-balance-books/</loc>
		<lastmod>2004-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-values-drop-sales-firm-in-march/</loc>
		<lastmod>2004-04-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-launches-new-industry-analysis/</loc>
		<lastmod>2004-04-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/ida_new2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1029/</loc>
		<lastmod>2004-04-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/briefly2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/whats-missing-from-your-lineup/</loc>
		<lastmod>2004-04-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/aeapr2004_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/brown-fund-issues-not-systemic/</loc>
		<lastmod>2004-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/richards-returns-to-consulting/</loc>
		<lastmod>2004-04-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/proposed-mutual-fund-governance-regime-flawed-analyst-says/</loc>
		<lastmod>2004-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/connecting-with-clients-through-coaching/</loc>
		<lastmod>2004-04-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/aeapr2004_901.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-analysts-dismiss/</loc>
		<lastmod>2004-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/economists-see-rate-cut-in-future-for-now/</loc>
		<lastmod>2004-04-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/crystalball2_7434.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/supreme-court-dismisses-case-against-ida/</loc>
		<lastmod>2004-04-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/gavel5_7023.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/client-contact-a-method-to-the-madness/</loc>
		<lastmod>2004-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1030/</loc>
		<lastmod>2004-04-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/briefly21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/conference-cluster-your-guide-to-the-springs-major-industry-events/</loc>
		<lastmod>2004-04-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/briefcasewheels2_8471.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-cuts-lending-rate-to-2/</loc>
		<lastmod>2004-04-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/bankofcan2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/small-investors-group-blasts-regulators/</loc>
		<lastmod>2004-04-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/trafficlight2_6649.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/natural-disasters-no-big-deal-for-economy-statscan/</loc>
		<lastmod>2004-04-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/canleaf2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/soft-sell-makes-prospecting-easier-marketing-consultant-says/</loc>
		<lastmod>2004-04-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/miner2_8758.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulator-issues-foreign-exchange-trading-warning/</loc>
		<lastmod>2004-04-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/investmentscam2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/march-madness-another-stellar-month-for-fund-sales/</loc>
		<lastmod>2004-04-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/ificfundsalessign2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/questions-raised-over-possible-trust-loophole/</loc>
		<lastmod>2004-04-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/incometrusts_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1031/</loc>
		<lastmod>2004-04-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/briefly22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/scrap-fund-governance-proposals-stromberg/</loc>
		<lastmod>2004-04-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/wethervane2_8163.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/manitoba-budget-taxes/</loc>
		<lastmod>2004-04-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/scream2_7849.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/provinces-can-take-first-step-to-national-regulation-says-regulator/</loc>
		<lastmod>2004-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/suspicions-raised-as-e-trades-f-class-program-stalls/</loc>
		<lastmod>2004-04-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/magnifyingglass2_8533.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/formula-for-success-increased-client-contact-equals-increased-business/</loc>
		<lastmod>2004-04-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/secretary.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/online-tutorial-aims-to-improve-advisor-client-relationships/</loc>
		<lastmod>2004-04-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/mouseblue2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-hailed-for-volunteer-work/</loc>
		<lastmod>2004-04-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/thumbsup2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/e-trade-controversy-stirs-advisor-debate/</loc>
		<lastmod>2004-04-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/fridayforum2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/with-lower-returns-costs-matter-malkiel/</loc>
		<lastmod>2004-04-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/globerise2_8715.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1032/</loc>
		<lastmod>2004-04-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/briefly23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advice-rules-in-changing-investment-landscape-says-researcher/</loc>
		<lastmod>2004-04-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/tarot2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/mackenzie-sheds-light-on-fund-fees/</loc>
		<lastmod>2004-04-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/magnifyingglass2_85331.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-manager-fed-fears-overblown/</loc>
		<lastmod>2004-04-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/graph2_7811.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension/</loc>
		<lastmod>2004-04-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/television2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-will-benefit-from-a-single-regulator-cba-chief/</loc>
		<lastmod>2004-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ci-bulks-up-financial-planning-operations/</loc>
		<lastmod>2004-04-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/ci_funds2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/high-value-relationships-an-advisors-checklist/</loc>
		<lastmod>2004-04-29T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/high-value-relationships-questioning-strategy-for-clients/</loc>
		<lastmod>2004-04-29T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/forget-high-assets-focus-on-high-value-relationships-includes-bonus-tools/</loc>
		<lastmod>2004-04-29T04:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/elevator_storyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-not-planning-on-lazy-summer/</loc>
		<lastmod>2004-04-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/miner2_87581.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/iqon-advisors-anxious-about-assante/</loc>
		<lastmod>2004-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ig-unveils-new-structure-names-ceo-for-fund-unit/</loc>
		<lastmod>2004-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/your-guaranteed-investment-solutions/</loc>
		<lastmod>2004-04-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/04/frankbenhead.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1033/</loc>
		<lastmod>2004-05-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/briefly2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/stars-secure-sales-says-fund-researcher/</loc>
		<lastmod>2004-05-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aim-trimark-reshuffles-as-kanko-departs/</loc>
		<lastmod>2004-05-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/aimtrimark_logo.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/funds-roughed-up-in-april-morningstar/</loc>
		<lastmod>2004-05-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/piggybankmutual2_7332.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-edge-offers-tips-on-catching/</loc>
		<lastmod>2004-05-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/aemay2004_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/winning-streak-continues-for-fund-sales/</loc>
		<lastmod>2004-05-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/ificfundsalessign2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dump-dual-class-share-structures-says-research-group/</loc>
		<lastmod>2004-05-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/referee2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-help-clients-plan-now-for-a-more-tax-efficient-2004/</loc>
		<lastmod>2004-05-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/b-c-regulator-gets-new-powers/</loc>
		<lastmod>2004-05-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/bcsc2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/morningstar-conference-update-behavioural-specialist-explains-why-simple-is-best-for-investors/</loc>
		<lastmod>2004-05-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/investorbehave2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/morningstar-conference-update-tactical-approach-can-boost-returns-says-fund-manager/</loc>
		<lastmod>2004-05-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/baseballcap2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/low-mer-investing-picks-up-steam/</loc>
		<lastmod>2004-05-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/magnifyingglass2_8533.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1034/</loc>
		<lastmod>2004-05-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/briefly21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/agf-looks-to-advisors-to-help-boost-sales/</loc>
		<lastmod>2004-05-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/accountants-announce-merger-plan/</loc>
		<lastmod>2004-05-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/handshake3_8354.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/branch-managers-can-be/</loc>
		<lastmod>2004-05-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/gavel5_7023.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/beware-loose-lips-can-violate-privacy-act/</loc>
		<lastmod>2004-05-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/playingitsafe_teaseicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-plan-members-seeking-independent-advice-says-expert/</loc>
		<lastmod>2004-05-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/pensionlunch2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/acceptance-speech-how-to-communicate-with-clients-and-prospects-when-accepting-referrals/</loc>
		<lastmod>2004-05-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/aemay2004_1751.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-offers-b-c-advice-on-advisor-incorporation/</loc>
		<lastmod>2004-05-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/goodale-reportedly-backtracking-on-trust-limits/</loc>
		<lastmod>2004-05-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/incometrusts_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/tory-leader-touts-tax-prepaid-savings-plans/</loc>
		<lastmod>2004-05-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/piggybanktax2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1035/</loc>
		<lastmod>2004-05-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/briefly22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-approve-ida-anti-money-laundering-measures/</loc>
		<lastmod>2004-05-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/monopoly2_8707.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/income-balanced-funds-top-april-sales/</loc>
		<lastmod>2004-05-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/ificfundsalessign21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/recipe-for-success-bringing-insurance-and-estate-planning-into-the-mix/</loc>
		<lastmod>2004-05-17T04:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/toothpaste_storyicon.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/manulifefinancial_175.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/review-reminder-use-this-checklist-to-ensure-insurance-needs-arent-overlooked/</loc>
		<lastmod>2004-05-17T04:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/manulifefinancial_1751.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-welcomes-income-trust-consultations/</loc>
		<lastmod>2004-05-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/incometrusts_901.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/dc-pension-plan-members-seen-favouring-outside-advice/</loc>
		<lastmod>2004-05-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/pensions2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-introduces-healthcare-premiums-tinkers-with-taxes/</loc>
		<lastmod>2004-05-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/abacusbudget2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/former-assante-execs-launch-new-firm/</loc>
		<lastmod>2004-05-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/appointment2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/equity-gains-boost-cpp-assets/</loc>
		<lastmod>2004-05-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/cppib2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/moratorium-will-help-labour-fund-sector-say-experts/</loc>
		<lastmod>2004-05-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/abacusbudget21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-changes-on-the-way-at-assante-canavan/</loc>
		<lastmod>2004-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rbc-revises-provincial-economic-outlook/</loc>
		<lastmod>2004-05-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/crystalball2_7434.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/time-travel-morningstar-rates-quarter-century-club/</loc>
		<lastmod>2004-05-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/bargraph2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/quintessential-communication-how-to-interact-effectively-with-hearing-impaired-clients-and-prospects/</loc>
		<lastmod>2004-05-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/prescription.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/crtc-backs-down-on-tough-telemarketing-rules/</loc>
		<lastmod>2004-05-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/phone_6614.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1036/</loc>
		<lastmod>2004-05-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/briefly23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/drilling-down-advocis-conference-heads-west/</loc>
		<lastmod>2004-05-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aegon-introduces-advisor-financing-program/</loc>
		<lastmod>2004-05-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/forsale2_6891.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/big-banks-post-big-profits/</loc>
		<lastmod>2004-05-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/graph2_7811.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-statements-improving-says-researcher/</loc>
		<lastmod>2004-05-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/thumbsup2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadian-firms-naive-about-cost-of-crime/</loc>
		<lastmod>2004-05-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/monopoly2_87071.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-opportunity-professionalism-buzzwords-at-opening-session/</loc>
		<lastmod>2004-05-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2004_tease.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-advocis-announces-in-house-eo-program/</loc>
		<lastmod>2004-05-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2004_tease1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/divorce-specialist-designation-picks-up-steam/</loc>
		<lastmod>2004-05-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/weddingsplit2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-overcoming-insurance/</loc>
		<lastmod>2004-05-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2004_tease2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1037/</loc>
		<lastmod>2004-05-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/briefly24.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-executive-orders/</loc>
		<lastmod>2004-05-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2004_tease3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-membership-drive-main-focus-for-new-chair/</loc>
		<lastmod>2004-05-31T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/05/advocis2004_tease4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-expert-offers-tips-to-send-ci-sales-through-roof/</loc>
		<lastmod>2004-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/advocis2004_tease.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ifb-holds-the-line-on-eo-rates/</loc>
		<lastmod>2004-06-01T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/hardhat2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/modest-may-gains-for-mutual-funds/</loc>
		<lastmod>2004-06-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/graphblue2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-understanding-generation-profiles-essential-to-team-building/</loc>
		<lastmod>2004-06-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/advocis2004_tease1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/better-communication-habits-can-limit-eo-exposure/</loc>
		<lastmod>2004-06-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/gavel5_7023.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/document-dispute-leads-to-court-fight/</loc>
		<lastmod>2004-06-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/boxinggloves2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-survey-says-hedge-funds-will-dominate-new-launches/</loc>
		<lastmod>2004-06-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/advocis2004_tease2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/staking-out-the-middle-market/</loc>
		<lastmod>2004-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/aejun2004_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-calls-for-tighter-corporate-governance/</loc>
		<lastmod>2004-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/monopoly2_8707.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advocis-conference-update-advisors-must-get-emotional-when-repositioning-for-future/</loc>
		<lastmod>2004-06-04T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/advocis2004_tease3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1038/</loc>
		<lastmod>2004-06-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/briefly2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-introduce-tougher-proxy-voting-rules/</loc>
		<lastmod>2004-06-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/csa2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/india-poised-to-take-advantage-as-china-applies-brakes/</loc>
		<lastmod>2004-06-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/india2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bond-trader-sets-up-election-futures-market/</loc>
		<lastmod>2004-06-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/crystalball2_7434.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/higher-rates-on-the-way-but-not-quite-yet/</loc>
		<lastmod>2004-06-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/insiders-weigh-in-on-broker-defections/</loc>
		<lastmod>2004-06-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/timely-template-letter-a-little-help-with-big-expenses/</loc>
		<lastmod>2004-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-members-report-strong-profit-growth/</loc>
		<lastmod>2004-06-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_new2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/commissions-mutual-funds-still-preferred-choice-of-planners-survey/</loc>
		<lastmod>2004-06-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/scrabblecfp2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/low-interest-rates-spark-bond-rally/</loc>
		<lastmod>2004-06-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_new21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/costello-upbeat-heading-into-cifps-conference/</loc>
		<lastmod>2004-06-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/blackboardcfp2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/analyst-makes-case-for-market-timing/</loc>
		<lastmod>2004-06-10T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/stopwatch2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pozen-forbes-featured-at-ida-conference/</loc>
		<lastmod>2004-06-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_new22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/millionaire-clients-seeking-fresh-advice/</loc>
		<lastmod>2004-06-11T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/canmoneybag2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-oliver-calls-for-super-self-regulator-more-enforcement-muscle/</loc>
		<lastmod>2004-06-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_con2004.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-warns-on-pension-deficits/</loc>
		<lastmod>2004-06-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-u-s-regulators-overreacting-to-fund-scandals-says-mfs-chair/</loc>
		<lastmod>2004-06-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_con20041.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/future-belongs-to-risk-managers-and-those-who-understand-seniors-needs/</loc>
		<lastmod>2004-06-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/mind2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/board-independence-affects-stocks-less-than-shareholder-rights-do/</loc>
		<lastmod>2004-06-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/meeting2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-momentum-slowing-for-national-regulator/</loc>
		<lastmod>2004-06-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_con20042.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-forbes-warns-regulators-may-thwart-risk-taking/</loc>
		<lastmod>2004-06-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_con20043.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-conference-update-expert-reveals-three-step-plan-for-practice-profitability/</loc>
		<lastmod>2004-06-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/cifps_con2004.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1039/</loc>
		<lastmod>2004-06-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/briefly21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/calculation-error-reduces-may-fund-sales/</loc>
		<lastmod>2004-06-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ificfundsalesbill2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cifps-vows-to-protect-planners-interests/</loc>
		<lastmod>2004-06-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/cifps_con20041.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-should-question-their-fund-managers-industry-expert-urges/</loc>
		<lastmod>2004-06-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/cifps_con20042.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ida-conference-update-small-dealers-survived-now-thriving/</loc>
		<lastmod>2004-06-17T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_con20044.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/referral-wrap-up-how-to-thank-your-clients-for-recommending-you/</loc>
		<lastmod>2004-06-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/aejun2004_901.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/avoiding-long-term-care-talk-puts-everyone-at-risk-consultant-warns/</loc>
		<lastmod>2004-06-18T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/cifps_con20043.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/aima-releases-hedge-fund-primer-announces-research-award/</loc>
		<lastmod>2004-06-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1040/</loc>
		<lastmod>2004-06-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/briefly22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/industry-reacts-to-mutual-fund-allegations/</loc>
		<lastmod>2004-06-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/piggybankmutual2_7332.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investor-issues-absent-from-election-campaign/</loc>
		<lastmod>2004-06-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/vote_can_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fair-dealing-model-to-be-simplified-says-osc-chair/</loc>
		<lastmod>2004-06-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/oscnew2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/b-c-reveals-details-of-new-advisor-registration-rules/</loc>
		<lastmod>2004-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/bcsc2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/cross-pillar-deals-unlikely-experts/</loc>
		<lastmod>2004-06-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/crystalball2_74341.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/hnw-magnet-positioning-your-practice-beyond-investment-advice/</loc>
		<lastmod>2004-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/wealthmanage.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rate-hikes-coming-but-pace-will-be-slow/</loc>
		<lastmod>2004-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-reveals-new-plan-for-single-securities-regulator/</loc>
		<lastmod>2004-06-24T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/merger2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/securing-a-place-for-gold/</loc>
		<lastmod>2004-06-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/goldbars2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/elite-advisor-conference-update-speaker-outlines-five-strategies-for-richer-relationships/</loc>
		<lastmod>2004-06-25T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/eliteadvisor04.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1041/</loc>
		<lastmod>2004-06-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/briefly23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulator-probing-mfda-ida-business-arrangements/</loc>
		<lastmod>2004-06-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/oscnew21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/rising-health-costs-threatening-government-coffers-ida-says/</loc>
		<lastmod>2004-06-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/ida_new23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/minority-government-fails-to-spook-markets/</loc>
		<lastmod>2004-06-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/parliament2_8145.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/advisors-weigh-in-on-election-results/</loc>
		<lastmod>2004-06-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/vote_can_901.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/u-s-raises-interest-rates-hints-at-further-hikes/</loc>
		<lastmod>2004-06-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/06/eagle2_8057.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-seeks-input-on-new-rules-for-mortgage-brokers/</loc>
		<lastmod>2004-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulatory-reform-proposal-unrealistic-advocis-says/</loc>
		<lastmod>2004-07-02T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/advocis2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1042/</loc>
		<lastmod>2004-07-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/briefly2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-advisors-increasingly-dominant/</loc>
		<lastmod>2004-07-05T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/canmoneybag2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/taming-time-part-1-of-2-how-to-prospect-and-generate-referrals-efficiently/</loc>
		<lastmod>2004-07-05T04:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/outsidebox_storyicon3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/taming-time-part-2-of-2-use-this-tool-to-organize-and-track-your-prospecting-activities/</loc>
		<lastmod>2004-07-05T04:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/funds-see-higher-returns-sales-in-june/</loc>
		<lastmod>2004-07-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/piggybankmutual2_7332.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canada-poised-to-benefit-from-global-upswing/</loc>
		<lastmod>2004-07-06T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/globerise2_8715.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/eight-ways-to-get-the-most-from-your-suppliers/</loc>
		<lastmod>2004-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/pension-crisis-overblown-survey-suggests/</loc>
		<lastmod>2004-07-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/pensionlunch2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/study-confirms-oils-impact-on-equities/</loc>
		<lastmod>2004-07-07T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/crystalball2_7434.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/investors-mirror-pollsters-in-election-futures-market/</loc>
		<lastmod>2004-07-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/vote_can_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-sector-set-to-bounce-back/</loc>
		<lastmod>2004-07-08T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/beachball3.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bank-of-canada-in-no-rush-to-match-fed/</loc>
		<lastmod>2004-07-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/looneagle2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/housing-market-ripe-for-one-final-push-advisor-predicts/</loc>
		<lastmod>2004-07-09T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/house2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/positive-news-buoys-business-confidence/</loc>
		<lastmod>2004-07-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/economics2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/can-you-spot-the-coi-advisors-edge-can-help/</loc>
		<lastmod>2004-07-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/aejul2004_90.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/minority-government-need-not-stall-regulatory-reform-says-tsx-boss/</loc>
		<lastmod>2004-07-12T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/tsxstock2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1043/</loc>
		<lastmod>2004-07-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/briefly21.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/canadians-back-in-the-market-study-finds/</loc>
		<lastmod>2004-07-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/bullwallst2_8115.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/costello-loses-court-appeal/</loc>
		<lastmod>2004-07-13T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/gavel5_7023.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/challenge-exam-program-expected-to-swell-clu-ranks/</loc>
		<lastmod>2004-07-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/exam2_7031.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/bmo-bolsters-presence-in-wealth-market/</loc>
		<lastmod>2004-07-14T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/wealthmanage2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ontario-regulator-issues-guidelines-for-resp-dealers/</loc>
		<lastmod>2004-07-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/baby2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/june-mutual-fund-sales-offer-few-surprises/</loc>
		<lastmod>2004-07-15T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/ificfundsalessign2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/sec-proposes-limited-registration-for-hedge-fund-managers/</loc>
		<lastmod>2004-07-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/rules_1329.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/independent-brokers-take-on-bank-owned-firms/</loc>
		<lastmod>2004-07-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/ida_new2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/divorce-costly-but-few-seek-financial-advice/</loc>
		<lastmod>2004-07-16T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/weddingsplit2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1044/</loc>
		<lastmod>2004-07-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/briefly22.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/regulators-turn-a-skeptical-eye-to-soft-dollars/</loc>
		<lastmod>2004-07-19T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/moneydrip2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/japanese-equity-funds-lead-in-first-half/</loc>
		<lastmod>2004-07-20T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/graph2_7811.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/reverse-mortgage-provider-reacts-to-proposed-new-rules/</loc>
		<lastmod>2004-07-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/more-value-in-europe-than-asia-fund-manager/</loc>
		<lastmod>2004-07-21T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/globe22_8390.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/central-bank-sticks-with-growth-forecast/</loc>
		<lastmod>2004-07-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/bankofcan2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/china-still-offers-long-term-opportunity-says-mobius/</loc>
		<lastmod>2004-07-22T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/china2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/beer-merger-could-benefit-funds-says-morningstar/</loc>
		<lastmod>2004-07-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/mergesign2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/templeton-outlook-tempered-optimism/</loc>
		<lastmod>2004-07-23T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/crystalball2_74341.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ific-responds-to-rumours-of-osc-charges/</loc>
		<lastmod>2004-07-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/ific2.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fair-dealings-advisor-committee-takes-summer-break/</loc>
		<lastmod>2004-07-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/privacy_storyicon.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1045/</loc>
		<lastmod>2004-07-26T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/briefly23.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/venture-capitalists-itching-to-invest/</loc>
		<lastmod>2004-07-27T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/ca-flagcash.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sub-advisors-fight-over-shrinking-market/</loc>
		<lastmod>2004-07-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/piggybankmutual2_73321.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/ethical-calls-for-mandatory-proxy-disclosure/</loc>
		<lastmod>2004-07-28T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/magnifyingglass_8245.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/practice/planning-and-advice/careful-timing-take-it-slow-and-steady-with-prospects/</loc>
		<lastmod>2004-07-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/aejul2004_175.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/super-sro-for-industry-to-decide-says-mfda-boss/</loc>
		<lastmod>2004-07-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/mfda2_7317.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/survey-finds-positive-views-toward-osc/</loc>
		<lastmod>2004-07-29T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/badge2_7433.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/fund-sales-success-concentrated/</loc>
		<lastmod>2004-07-30T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/07/bargraph2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://advisor.ca/industry-news/industry/briefly-1046/</loc>
		<lastmod>2004-08-03T00:00:00+00:00</lastmod>
		<image:image>
			<image:loc>http://advisor.ca/wp-content/uploads/2004/08/briefly2.gif</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->