Equitable bank

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How to Grow Your Insurance Book with CSV Lines of Credit?

PAID CONTENT Sure-fire opportunities When clients undergo significant life events, their need for insurance coverage often grows accordingly. Marriage, home ownership, parenthood – any number of transitions could drive them to seek extra protection, and the result is an interesting opportunity for advisors as well. Using a niche lending solution known as a CSV Line […]

September 20, 2021

3 min read

Why Add CSV Lines of Credit to Your Product Shelf?

Expert Advice

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Why Add CSV Lines of Credit to Your Product Shelf?

Learn about key advantages.

August 16, 2021

4 min read

How to Cover Retirement Shortfalls with CSV Lines of Credit?

Expert Advice

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How to Cover Retirement Shortfalls with CSV Lines of Credit?

The average lifespan of Canadians has increased dramatically in recent decades, and there’s a budding concern about maintaining quality of life through the Golden Years. To this end, Equitable Bank’s CSV FLEX Line of Credit offers a tax-efficient source of cash for Canadians with a whole life insurance policy.

July 19, 2021

4 min read

How can CSV Lines of Credit bridge the “premium offset” gap?

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How can CSV Lines of Credit bridge the “premium offset” gap?

PAID CONTENT Canadians who own a whole life insurance policy often buy in with the expectation that policy dividends will eventually cover their entire premium amount. This “premium offset” scenario is useful for Advisors looking to manage cash flow within their client’s financial plan, yet there’s a potential roadblock that many fail to consider: What […]

June 14, 2021

3 min read

Where can Canadians find a U.S. HISA safe haven that pays 1% interest?

Damon Knights, Vice President, Sales and Distribution, Personal Banking, discusses how Equitable Bank continues to challenge the status quo with their new leading U.S. HISA solution to help wake up sleepy US dollars at a time when market opportunity is ripe.

May 31, 2021

3 min read

How can whole life insurance optimize clients’ RRSP, CPP & OAS?

Equitable Bank’s CSV FLEX Line of Credit allows Canadians to borrow against the cash surrender value (CSV) of participating whole life insurance policies. Clients can turn this hidden nest egg into a “living benefit,” adding cash to supplement retirement plans and push out their withdrawal schedule.

May 3, 2021

4 min read

How can CSV Leveraging help support Canadian retirees?

Equitable Bank discusses a practical, unique CSV Leveraging solution for Baby Boomers to unlock tax-free cash to help the next generation buy homes – all while keeping their whole life insurance policies intact.

March 15, 2021

4 min read